Mortgage Closer

Job Title

Mortgage Closing Processor

Job Description

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.

We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.

Responsibilities

Mortgage Closing Processors are responsible for providing excellent customer service to both our internal and external clients. Duties include, but are not limited to, efficient pipeline management, issuance of closing disclosures to Borrowers in accordance with TRID Regulatory and ONB guidelines, working closely with title companies to balance closing disclosures, delivery of the final closing documents and funding via wire transfers. Mortgage Closing Processors must be able to work in a fast-spaced environment and be able to pivot as needed to address closing problems or last-minute changes timely and professionally.

Salary Range

$18.25/hr. - $29.75/hr.

Key Accountabilities

Provide Exceptional Customer Service:

• Contact internal customers or other 3rd parties as needed to resolve closing issues or discrepancies with clear and concise communication.
• Respond promptly and professionally to all internal and external customers.

Accuracy and Attention to Detail:

• Review all documentation in the file for accuracy. Request updated documentation as needed.
• Accurate preparation of the initial and final closing disclosure to include balancing the closing disclosure with the title company.
• Accurate preparation of closing documents in accordance with loan product requirements, established compliance and regulatory guidelines and internal policies and procedures.
• Manage last-minute closing changes or problems timely, accurately, and professionally.

Exceptional Pipeline Management and Organizational Skills:

• Effectively manage pipeline to ensure initial closing disclosures, redisclosures, and final closing documents are delivered within established SLA's and regulatory timing requirements.
• Organization in this role is critical to ensure closing documents and wire funds are delivered timely to title companies and attorneys to avoid closing delays.

Key Competencies for Position:

Make Decisions & Solve Problems: Take ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency. Collaborate and seek to understand the root causes of problems. Evaluate the implications of new information or events and recommend solutions using decisions that are sound based on what is known at the time. Take action that is consistent with available facts, constraints, and probable consequence.

Promote Change: Actively seeks information to understand the rationale, implications, and impact for changes. Remains agile by quickly modifying daily behavior, leveraging resources, and trying new approaches to effectively embrace change. Willing to act quickly, learn and adjust as needed. Identifies and recommends changes to leadership to improve performance.

Lead Inclusively: Seek diverse relationships to learn more about people from other cultures and backgrounds. Gather information with curiosity and humility to learn more about people from other cultures and backgrounds including impacts on norms, behaviors, and expectations (e.g., social norms, decision-making approaches, and preferences). Advocate for diverse perspectives. Continually examines own biases and behaviors to avoid stereotypical responses.

Develops Talent: You own your development and career. Actively assesses self by leveraging feedback to enhance knowledge, skills, and behavior. Leverages own strengths and those of team members to meet individual and team goals supporting both internal and external client needs. Continuously develops self for current and future roles.

Qualifications and Education Requirements

• High School Diploma or GED
• 1-3 years first lien mortgage experience with first lien mortgage loan closing experience preferred.
• Ability to multi-task and work in a fast-paced environment while maintaining a positive attitude.

Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.

Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.

We are Old National Bank. Join our team!