Financial Analyst

Is the opportunity to join a culture where “We Do the Right Thing,” and “We Courageously Shape Our Future Together” important to you? If so, Guardian is seeking a motivated individual to join our team as a Financial Analyst. Reporting to the Head of Planning & Expense Consolidation, this role plays a central position within Group FP&A, supporting consolidated expense planning, reporting, and strategic analytics across the Group Benefits organization. The Financial Analyst partners closely with Expense Management, Product, Pricing, and senior leadership to deliver actionable insights, enhance expense transparency, and support business decision-making. This role combines executive reporting, operational rigor, and forward-looking analytics to influence financial outcomes. You will Expense Planning & Leadership Support Own consolidated expense exhibits supporting the annual planning process and executive leadership reviews Develop clear, executive-ready materials highlighting key drivers, risks, and opportunities Partner with Expense Management to validate planning assumptions Strategic Expense Analytics Support enterprise-wide expense studies and benchmarking initiatives Provide detailed analytics across product, department, and account dimensions Translate complex financial data into actionable insights Strategically partner and support transformational initiatives inclusive of business case development Unit Cost & Performance Metrics Own monthly unit cost reporting, validation, and distribution Ensure timely and accurate refresh of YTD expense data Enhance visibility into cost efficiency and performance trends Product Allocations Own and maintain product allocation methodologies across Group cost centers Partner with Pricing and business leaders to support product margin targets Resolve allocation variances across Group and Corporate structures Transformation & Organizational Support Support transformation initiatives and organizational changes Validate department alignment and assess financial implications Identify opportunities to streamline and improve planning processes Product Strategy Support Partner with product teams on profitability and cost analysis Provide expense insights tied to allocations and unit cost drivers Ad Hoc & Cross-Functional Analysis Deliver targeted expense analyses for actuarial, regulatory, and leadership needs Support cost management, acquisition, and renewal analysis Respond to evolving business priorities with strong analytical support Systems & Controls Participate in UAT testing and enhancements for financial systems (e.g., Oracle) Ensure integrity, accuracy, and efficiency of expense reporting processes Support automation and modernization of FP&A workflows Technical Skills Excel (advanced beginner to intermediate) Formulas (SUMIFS, INDEX/MATCH, basic modeling) Data manipulation (pivot tables, lookups) Familiarity with financial ledger and planning tools. Ability to: Analyze variances (actual vs plan, forecast vs prior) Identify key drivers of financial performance Translate data into insights You have Required Bachelor’s degree in Finance, Accounting, Economics, or related field 4+ years of FP&A, financial analysis, or expense management experience Strong analytical and financial modeling skills Advanced Excel and PowerPoint proficiency Ability to synthesize complex data into clear, executive-level insights Strong communication and collaboration skills Preferred Experience in insurance or financial services Familiarity with Oracle Planning / Hyperion / SmartView Experience with large, matrixed organizations Location/Travel Hybrid: 3 days in a Guardian office located in Hudson Yards, NYC; Holmdel NJ; Boston, MA or Bethlehem, PA. Salary Range: $103,450.00 - $169,960.00 The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation. Our Promise At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards. Inspire Well-Being As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits. Equal Employment Opportunity Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law. Accommodations Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact View email address on click.appcast.io. Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site. Visa Sponsorship Guardian Life is not currently or in the foreseeable future sponsoring employment-based visas (e.g., such as an H-1B). In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship/support now or at any time in the future. Notice Regarding Guardian’s Use of Artificial Intelligence in Recruitment As part of Guardian’s job application process, Guardian may use artificial intelligence tools (“AI Tools") to automate the sorting and filtering of information provided by applicants as part of its preliminary screening. This preliminary screening may be used to help identify applicant materials and resumes relative to their indication that the applicant meets the requirements for the specific job for which they are applying, as specified in the listing posted on Guardian’s jobs website (Careers at Guardian at At Guardian, we do not use AI Tools to substantially assist or replace human judgment or discretionary decision making in our hiring process. All hiring decisions will be made by Guardian colleagues. Please be aware that if you apply for a specific position with Guardian, you will have the choice of opting out of Guardian’s use of AI Tools during the job application process. If you would like to request an alternative process that does not utilize AI Tools or would like to request a reasonable accommodation, within ten business days of your position application, you must email your request to View email address on click.appcast.io, making sure to provide your name and job requisition identification number. Guardian will retain your applicant materials and resume and all information therefrom in accordance with Guardian’s document retention policy, a copy of which you may request via View email address on click.appcast.io. Additionally, at applicable times, Guardian will make public the most recent bias audit results for such AI tools, which may be found here. Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday. Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being — mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a GuardianTM. Learn more about Guardian at guardianlife.com. Visa Sponsorship: Guardian Life is not currently or in the foreseeable future sponsoring employment-based visas (e.g., such as an H-1B). In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship/support now or at any time in the future.