Closer

Mortgage Closer

The primary function of the Mortgage Closer is to ensure the accurate preparation and execution of loan documents for a smooth closing of mortgage loans.

Job Responsibilities:

• Closing Coordination: Collaborate with loan officers, underwriters, title companies, and other relevant parties to ensure a timely and accurate closing process. Schedule closings and coordinate with all involved parties to ensure everyone is prepared.
• Loan Document Preparation: Prepare all necessary loan documents, including the promissory note, deed of trust, and other required paperwork. Review loan packages to verify the accuracy and completeness of documentation.
• Compliance and Quality Control: Ensure all loan documents meet internal policies, regulatory guidelines, and industry standards. Conduct thorough reviews of closing packages to address any discrepancies or outstanding items.
• Funding and Disbursement: Facilitate a seamless funding process. Verify that all closing conditions are met before authorizing the disbursement of funds.
• Customer Service: Provide excellent customer service to borrowers and internal teams. Address inquiries, provide clarifications, and assist in resolving any issues related to the closing process.
• Record Keeping: Maintain accurate and organized records of all closing activities, ensuring proper documentation of loan transactions.
• Process Improvement: Identify opportunities to streamline and enhance the closing process. Collaborate with team members and management to implement efficient workflows and best practices.
• Perform special projects, and additional duties and responsibilities as required.