Insurance Sales Agent - Ft. Collins, CO

Job Type: Full time

Exempt/Non Exempt:

Job Description:

This is a relationship driven sales role with long-term income potential through commission. We know building a client base takes time, which is why we offer ramp-up earnings support during your first months as you grow your pipeline and book of business

$2,500 New Agent Ramp-up Incentive
This supports your transition by providing additional income as you develop your pipeline and build a strong foundation for long-term success

If you enjoy helping people, building relationships, and earning more through performance, we'll provide the training, tools, and support to help you succeed

Success in this role comes from:

• Consistent outreach

• Proactive engagement with prospective clients

• Strong follow-up

• Community networking

• Building trust with clients

Location Details: Fort Collins, CO

Position Schedule/Shift: Monday - Friday 8:30am - 5:30pm MT (One Rotating Saturday a month working 9:00am - 1:00pm)

Position Summary: The Auto Club Group is seeking Insurance Sales Agents to drive new business, retain existing members, and grow ACG’s insurance book through a range of competitive product offerings. In this role, agents use consultative sales techniques, product knowledge, and customer-focused service to assess needs, recommend coverage, close sales, and build lasting relationships with members and prospects. If you are a driven sales professional ready to build relationships, achieve goals, and help customers protect what matters most, apply today and start your rewarding career with The Auto Club Group

Key Responsibilities:

• Uses sales techniques and strong product knowledge to identify customer-specific needs to generate new sales, retain existing insureds and grow our overall insurance book of business

• Effectively overcomes objections to close the sale and/or retain the insured

• Work to meet or exceed targets as defined in the sales incentive plan and as assigned by the Insurance Sales Agent’s manager

• Conduct insurance review for clients to identify a range of suitable products

• Use provided tools and applicable underwriting guidelines to assess risk, recommend appropriate products and related coverage, quote, bind and issue policies

• Engage in market-based interactions, at business establishments and other convenient locations, to solicit new business, create and expand business networks and build rapport critical to establishing customer satisfaction, loyalty and affinity to the AAA brand

• Respond to customer inquiries and requests relating to insurance, membership and financial products

Qualifications:

Required

• High School diploma or equivalent

• Current Property & Casualty Insurance license

• Current Life Insurance Sales license

• Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products

• Obtain Health and Accident licenses and appointments where applicable as deemed necessary and within a time frame established by the Business Unit

• 1+ year(s) of sales or customer service experience

Experience That Sets You Up for Success

• Strong sales skills with a history of effectively developing, tracking, following up on and closing leads

• Advanced consultative selling techniques utilizing thorough product knowledge

• Strong phone sales and prospecting skills

• Excellent verbal and written communication skills combined with strong customer focus

• Ambition, motivation and drive

• Knowledge of desktop systems including, but not limited to, Microsoft Office software applications

• Excellent listening skills and ability to understand customer needs

Work Environment: This is an in-office position. Employees will service ACG members in-person and are based on site in an ACG branch facility.

Compensation & Benefits Overview:

ACG complies with all applicable state and local laws regarding required benefits (including PTO, paid sick leave, etc.).

Compensation

• Average Annual Earnings $60,000 - $80,000+

• A guaranteed hourly rate of $21.63 (annualized rate of $45,000) plus commissions and bonus opportunities. This position is also eligible for overtime.

Benefits

At ACG, we offer a comprehensive and flexible benefits package designed to support your health, financial well-being, and professional growth.

Health & Wellness

• Medical plans with multiple coverage options, including HSA eligibility.

• Prescription drug coverage.

• Dental and vision benefits.

• Employee Assistance Program (confidential support services).
  
  
  
  

Financial Protection & Insurance

• Company-paid basic life insurance.

• Optional supplemental life insurance and dependent coverage.

• Short-term and long-term disability coverage.

• Critical illness, accident, and pet insurance options.
  
  
  
  

Retirement & Savings

• 401(k) plan to support long-term financial goals. 3% automatic deferral upon eligibility; may contribute 1% to 50% of eligible earnings, either pre or post tax. Company match of 50% paid on employee contributions up to 6% of pay, payable to employees following the end of the year; immediate vesting. Additional company contribution of 4% of pay each pay day into your account; 100% vested after three (3) years of service.

• Health Savings Account (HSA) and Flexible Spending Accounts (FSA) options.

Time Off & Leave

• Paid Time Off (PTO): Accrual-based, increases with tenure, eligible at 90 days of employment. Full-time new employees will receive up to 12 PTO days annually; accrual based on start date and may include additional PTO based on role and/or state & local requirements. Part-time employee PTO hours are calculated based upon the standard weekly hours the employee is scheduled to work and will accrue at a minimum of 3 hours per month.

• Paid Holidays: Full-time employees are eligible for 10 company-paid holidays annually, in addition to 1 mental health day, 2 floating holidays and 1 volunteer day. Holidays vary by business unit schedules. Part-time employees are eligible for 8 company-paid holidays annually, in addition to 1 mental health day and 2 floating holidays. Holidays vary by business unit schedules.

• Paid leave programs, including parental, bereavement, jury duty, and military leave.

Career Growth & Education

• Tuition assistance (up to $5,250 annually; 80% covered by ACG).

• Professional certification support with 100% reimbursement for eligible programs.

• Opportunities for career development and advancement.

Additional Perks

• Complimentary AAA membership with roadside assistance and travel discounts.

• Adoption assistance program.

Job Posting Period: This position is expected to remain posted through 10/17/2026; however, it may close at any time once a qualified candidate pool is identified.

Who We Are

Become a part of something bigger.

The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.

By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life’s journey through insurance, travel, financial services, and roadside assistance.

And when you join our team, one of the first things you’ll notice is that same, whole-hearted, enthusiastic advocacy for each other.

We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.

To learn more about AAA The Auto Club Group visit

Important Note:

ACG’s Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level.

The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.

The Auto Club Group, and all its affiliated companies, is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.

Regular and reliable attendance is essential for the function of this job.

AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.