Loan Officer

POSITION TITLE: Consumer Loan Officer

REPORTS TO: Chief Lending Officer

LOCATION: Everett & Marysville Branches

SALARY: $23-$28 hourly

Bilingual preferred English/Spanish

SUMMARY:

Provide exceptional service to our members and expand consumer loan relationships by handling member and indirect loan applications. Accurately and efficiently, process loan applications, from origination through funding.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Inputting loan applications, review and process online applications.

• Ability to read and understand credit reports.

• Complete Consumer Loan Underwriting within assigned personal limits and guidelines.

• Scan loan documents into imaging system.

• Familiarize with and adhere to Lending & CU policies and procedures.

• Represent the credit union in a courteous, honest and professional manner while maintaining confidentiality with all member data.

• Must be able to work independently and handle multiple priorities under pressure of deadlines and time restraints.

• Ability to; multi task, set priorities, demonstration proficient attention to details, meet deadlines and be well organized.

• Be familiar with and adhere to Consumer Loan rules and regulations.

• Other duties and tasks as assigned.

PERFORMANCE STANDARDS:

Performs assigned duties with minimal direct supervision once proper training is completed.

COMPUTER SKILLS:

To perform this job successfully, an individual should be proficient in Microsoft Office Products and other Database software.

QUALIFICATION REQUIREMENTS:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge,

skill, and/or ability required.

• Ability to work independently in a non-supervised environment.
• Familiarity with the credit union systems, preferred.
• Excellent communication skills, customer service, verbal and written communication.
• Professional in appearance.
• Must be self motivated, detail oriented and highly organized with proven follow-through capabilities.

EDUCATION and/or EXPERIENCE:

2+ years of lending background preferred.

High School Diploma or equivalent

COMPENSATION and BENEFITS:
Compensation, benefits, and the overall total compensation package may be negotiable based on the successful candidate’s qualifications, and experience.
Northwest Plus Credit Union offers a comprehensive benefits package that currently includes:

• Medical Insurance
• Dental Insurance
• Vision Insurance
• Life Insurance
• 401(k) Retirement Plan
• Paid Vacation Time Off
• Paid Sick Leave
• Paid Holidays
• Employee Assistance Program (EAP)

PHYSICAL DEMANDS AND WORK ENVIRONMENT:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• The employee will operate in a general office environment, using office equipment such as a phone and a computer. The employee must be able to bend, squat and lift occasionally when accessing storage. Standing or sitting for extended periods.
• The noise level in the work environment is usually quiet to moderate as compared to a private office with light foot traffic and office equipment. The employee must be able and willing to interact frequently with the public.

NOTE: Job descriptions are not intended, and should not be constructed to be exhaustive lists of all responsibilities, skills, efforts, or working conditions associated with the job.

The credit union is an Equal Opportunity employer. Background reviews, including criminal and credit histories conducted prior to selection.