Senior Real Estate Finance Analyst

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a(n) [position title] within PNC’s [name of division] organization, you will be based in [city/state location of position] . Job Description Performs complex qualitative and quantitative analysis of property operations such as credit facilities, crossed pools and cost recoup analyses to determine the viability of a proposed loan. Analyzes and understands financial statements and other documents to evaluate the risk profile of more complex transactions, which could include institutional ownership structures and site‑specific matters. Conducts in‑depth analysis and structuring process for complex individual properties or a portfolio. Develops narrative for submission to Credit and agencies with qualitative and quantitative analysis at a more senior level, including the structure of the transaction, sponsorship behind the deal, financial statements, real‑estate schedules, expense statements, market information, creditworthiness and any deviations from underwriting guidelines. Drafts, reviews and analyzes complex term sheets and applications for potential transactions. Key Attributes Customer Focused – Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk – Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC’s Enterprise Risk Management Framework. Preferred Skills Capital Management Consumer Lending Credit Assessment Economic Policy Innovation Investments Loan Agreements Results‑Oriented Structuring Competencies Accuracy and Attention to Detail Credit Analysis and Verification Customer Experience Management Data Gathering and Reporting Decision Making and Critical Thinking Effective Communications Financial Analysis Products and Services Quantitative Techniques Selling Work Experience Roles at this level typically require a university or college degree, with 3+ years of relevant or direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job‑specific certification(s), and experience (including military service) may be considered. Education Bachelor’s degree Certifications No required certification(s) Licenses No required license(s) Pay Transparency Base Salary: $42,000.00 – $111,800.00 (salaries may vary based on geographic location, market data, and individual skills, experience, and education.) Benefits Medical and prescription drug coverage with a Health Savings Account feature Dental and vision options Employee and spouse/child life insurance Short‑term and long‑term disability protection 401(k) with PNC match, pension, and stock purchase plans Dependent care reimbursement account Back‑up child/elder care, adoption, surrogacy, and doula reimbursement Educational assistance, including select programs fully paid Robust wellness program with financial incentives Paid time off: maternity and/or parental leave; up to 11 paid holidays; 9 occasional absence days; 15–25 vacation days each year depending on career level and years of service Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. #J-18808-Ljbffr Fairygodboss