VP - Senior Financial Restructuring Analyst II

Overview Do you have a passion for Agriculture and a desire to make a difference in the world? Do you want to work for an organization that cares for its people and encourages you to be your best? Then consider joining the team at Rabobank, where we work collaboratively as a team for our clients as they focus on feeding the world, all while allowing you the flexibility to live a life you enjoy. “This role provides a great opportunity to develop my career. It allows me to work with a talented and driven team.” - Financial Restructuring Team, Rabo AgriFinance You and Your Job: As a Senior Financial Restructuring Analyst II you will be successful providing reliable and applicable insights into the potential risk of the client relationship and a proper basis for structuring credit products for the specific conditions. Responsibilities The Senior Financial Restructuring Analyst II is responsible for complete underwriting of Loan Strategy Reports (LSR) for clients assigned to the Loan Financial Restructuring (LFR) area. Underwriting will consist of new requests and servicing actions, such as renewals, annual reviews, partial releases, and covenant monitoring for LFR relationship exposure within an assigned area, sector, or market segment. Additionally, expertise in using the Loan Quality Assessment (LQA) system and process, recommending the appropriate Loan Quality Classification (LQC) and proposing impairment provision amounts at the client/relationship level are required responsibilities. Job Responsibilities: Analyze and assess the potential client’s credit and operational risk using multiple sources of information (e.g., customer’s credit and operating risks, current and historical financial statements, cash flows, tax returns, and financial trend analyses). Accompany the Financial Restructuring Manager on client farm visits/evaluations, contribute to a full understanding of the client’s business, and recommend LQCs and impairment provisions. Contribute to a smooth and efficient process which meets client delivery expectations. Complete assigned areas of servicing in a timely manner. Effectively and efficiently manage the credit/risk portfolio thereby minimizing risks in the short- and long-term. Qualifications Bachelor's Degree 7+ years of experience Knowledge of short- and long-term agricultural credit Skilled in financial spreading, written and oral communications, forecasting/stress testing, and risk analysis/interpretation Ability to travel regionally up to 15% Legally authorized to work in the United States on a full-time basis. Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position. Compensation and Benefits Rabobank offers a flexible hybrid working model and comprehensive benefits. Our employee benefits focus on four main components: Physical Well-Being: Health, dental, and vision coverage. Multiple plan options and a full network of providers. Financial Well-Being: Retirement + Savings + Security. 401(k) plan participation from date of hire with employer contributions and matching outlined in the policy. Emotional Well-Being: Work + Life balance with generous paid time off, volunteer and community programs, and paid holidays. Workforce Well-Being: Hybrid model typically 2–3 days remote and remaining days onsite. Our Organization Rabobank Group is a global financial services leader providing wholesale and retail banking, leasing, and real estate services in more than 37 countries. In North America, Rabobank is a premier corporate and investment bank to the food, agribusiness, commodities, and energy industries in the United States, Mexico, and Canada. Rabo AgriFinance is a leading financial services provider for farmers, ranchers, and agribusinesses in the United States and Canada. Visit . Salary Expectations: Target Hiring Range: $110,000.00 - $145,000.00. This position is subject to the terms of Rabobank’s compensation plans and policies. The range reflects the primary work location and may be adjusted for location and other lawful reasons. Full-time roles include standard benefits governed by ERISA plan documents. Equal Opportunity Rabobank provides equal opportunity in employment to all applicants and employees and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity or expression, marital status, genetic information, medical condition, disability, pregnancy, military service, or any other basis protected by applicable law. Harassment on any of these bases is prohibited. At Rabobank, we strive to grow a better world together. We have to have the right people in the right jobs. Are you ready to join our team? This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified. #J-18808-Ljbffr Rabobank