Credit Specialist

CREDIT SPECIALISTThe Credit Specialist will monitor, interpret, and analyze independent and third-party financial data.The Credit Specialists will be able to accurately interpret the financial statement data and provide an opinion supporting, recommending, and approving appropriate credit limit decisions based on the business’ pre-existing guidelines. This role requires analytical skills, attention to detail, and knowledge of financial statement analysis. This expertise will help the team make informed decisions regarding credit approvals and customer credit limits. Essential FunctionsAbility to review credit applications and complete credit investigations to grant credit and establish limits based on thresholdsCreate new customers in ERPPerform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viabilityPrepare and present complete credit packages for managementEnsure accurate customer account records by updating customers file with limit changes, terms and all related collection fieldsComplete annual account reviews and limit increases/decreasesMonitor changes in financial reporting from Dun & BradstreetBuild and maintain spreadsheets and dashboard for credit approval tracking and other projectsResponsible for reviewing and release holds due to credit limits and overdue amountsIdentify and communicate root cause for delinquencyComplete weekly reporting for holds and releases to ManagerLight collections to resolve credit releasesAnswer customer and field questions regarding account statusResponsible for inactive customer base documentation and escalation for outside collectionsCommunicate professionally and effectivelyData entryAbility to navigate and use multiple databasesMaintain active follow up on files/pipelinePerforms other duties as assignedComply with all policies and standardsPHYSICAL DEMANDS/WORKING CONDITIONSStationary Position - ConstantlyMove/Traverse - FrequentlyStationary Position/Seated - ConstantlyTransport/LiftingTransport/Carrying - RarelyExerting Force/Pushing - RarelyExerting Force/Pulling - Rarely Ascend/Descend - RarelyBalancing - Rarely Position Self/Stooping - RarelyPosition Self/Kneeling - Rarely Position Self/Crouching - RarelyPosition Self/Crawling - RarelyReaching - Rarely Handling - RarelyGrasping - RarelyFeeling - RarelyCommunicate/Talking - ConstantlyCommunicate/Hearing - ConstantlyRepetitive Motions - ConstantlyCoordination - Rarely The Company is an Equal Opportunity Employer that complies with the laws and regulations set forth under EEOC. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. EOE AA M/F/VET/Disability