Senior Credit Analyst (Baltimore)

This job is with Allianz Commercial, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.

Key Responsibilites: 

•Manage a profitable portfolio of business within the parameters agreed upon with the Regional Director of Information & Grading, utilizing sound credit analysis techniques.•Conduct buyer visits or telephone interviews to obtain critical information for the monitoring of the buyer portfolio.•Monitor high risk buyers and solicit proprietary information for EHNA database by establishing a rapport and maintaining contact with Finance Directors, Treasurers, through visits and telephone and written correspondence. Utilizing all information available arrive at consistent grading of buyers within authority and make detailed recommendations to Supervisor and/or Regional Director when outside authority.•Perform financial and credit analysis to determine the appropriate credit rating of company being analyzed•Communicates with Sales Agents and Commercial Underwriters and/or customers as to underwriting requirements regarding industry outlooks and target markets.•Responsible for the creation of industry sector outlooks (from both public and proprietary information) to determine underlying market trends  Key Requirements: •Bachelor's degree in Business Administration or Finance, MBA preferred•3-5 years' experience in financial management experience in banking, credit insurance brokerage or a credit insurance environment.•Excellent computer skills, with an understanding of financial software and spreadsheet packages

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Only meet some of the criteria? Please apply anyway - we want to hear from you!

Total Compensation Range:

$90,000-$115,000

 

Placement within the range provided above is based on the individual's relevant experience, skills for the role, and location. Salary ranges are only one component of our total compensation package.

 

Benefits:

We value your goals and needs, at work and in life. As an associate, you'll be supported with resources, benefits, and work-life balance so you can thrive in ways that matter to you.

 

Featured employee benefits to enrich your life:

· Competitive compensation

· Annual bonus eligibility and/or commission structure opportunities

· 401(k) discretionary match of up to 6%

· Flexible work schedules

· Health and wellness benefits

· Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off

· Tuition Reimbursement

· Family care resources, including fertility and adoption benefits

 

Learn more about our benefits here: 

 

Our policies may change as our working lives evolve. Yet, our commitment to supporting our associates' well-being and addressing the needs of our clients, business, and communities is unwavering.

 

Commitment to Diversity, Equity, and Inclusion

We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love, or what you believe in. We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

 

Note: Diversity of minds is an integral part of Allianz' company culture. One means to achieve diverse teams is a regular rotation of Allianz Executive employees across functions, Allianz entities and geographies. Therefore, the company encourages its employees to have motivation in gaining varied skills from different positions and to collect experiences from across Allianz Group.

Headquartered in Paris, Allianz Trade is the global leader in trade credit insurance and a recognized specialist in the areas of surety, collections, structured trade credit and political risk, present in over 40 countries with 5,800 employees. In 2024, our revenues reached 3.8 billion euros, and we guaranteed 1,400 billion euros of trade transactions worldwide. With sustainability, collaboration, and inclusion at the heart of our values, our workplace culture has earned global recognition - demonstrated by our certification as a Great Place to Work and a Gold Medal from EcoVadis in 2025.​

 

Disclaimer: Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes.

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