Customer Service Representative

Overview & Responsibilities Are you looking for a long‑term opportunity with a growing financial services company that rewards performance and gives back to its community? If so, please read on! This position earns a competitive salary of $36,000 per year (paid hourly), plus an uncapped monthly bonus that averages $8,000 annually! In addition, we offer amazing benefits and perks, including health, dental, and vision insurance with employer contribution as well as paid time off (PTO), paid holidays, a 401(k) plan with company match after one year, regular bonuses, and short and long‑term disability. As a Sr. Consumer Loan Specialist, you will be a key team member in the branch. Your primary responsibility is to ensure a positive total customer experience while originating consumer loans, completing loan applications, developing strong customer relationships, and meeting sales goals. You will also assist the Branch Manager with daily operational tasks and set an example for other team members. The successful candidate will possess a professional demeanor, outgoing/positive attitude, reliability, and excellent oral and written communication skills. Job responsibilities are as follows: Actively seeks opportunities to originate new loan business with new and existing customers. Evaluates customer needs to recommend the best consumer loan and voluntary product solutions. Completes loan applications, proposals and offers for new borrowers and follows up with pending applicants. Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing. Take ownership of customer concerns and works with management to formulate and execute strategies for potential problem loans. Closes loans, assembles loan folders, and breaks down files. Consistently meets or exceeds loan goals. Responsible for day‑to‑day servicing of an ever‑growing, complex consumer loan portfolio. Applies analytical skills to quickly and efficiently resolve any customer issues. Effectively builds trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, including core values, company policies, operational procedures and compliance. Processes insurance claims, follow‑ups and payments daily and maintains insurance log. Provides excellent customer care through daily transactions, customer inquiries and problem resolution. Adheres to corporate, legal, and regulatory policies, guidelines, and requirements regarding compliance. Answers incoming phone calls; checks branch’s voicemail. Assists Branch Manager with miscellaneous operational tasks such as daily initialization, preparing daily deposit and importing live checks. Requirements High school diploma or equivalent. Minimum of 2 years of experience in a goal‑oriented, incentive‑based sales role. 1+ years of experience in the consumer finance industry preferred. Professional demeanor, positive attitude, strong communication and customer relations skills. Ability to work well independently, as well as a dedicated team member. Ability to work in a fast‑paced environment and successfully navigate priorities. Proficiency with Windows and Microsoft Office Suite. Valid driver's license, reliable transportation, and auto insurance. Willingness to comply with our company policy regarding employment credit check, background checks and drug screening. Ability to meet the eligibility requirements for insurance licensing in order to sell voluntary insurance products. Eligibility is based on a criminal background check conducted by the state’s department of insurance. Benefits We offer a competitive compensation and benefits package including: Health, Dental, & Vision Insurance 15 days of Paid Time Off (PTO) to start + 1 additional personal day 401k + employer match Company provided Life Insurance & Long Term Disability Employee Assistance Program – Confidential mental health support Additional benefits with Republic Finance include: Access to LinkedIn Learning's library of 10,000+ professional development courses Employee of the Month Program Philanthropic support for multiple charities including an annual drive for St. Jude Children's Research Hospital Professional offices with a friendly team environment Monthly incentive bonus pay Internal promotions Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age, disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug‑Free Workplace. #J-18808-Ljbffr