Senior/Staff Software Engineer - Moonpay Enterprise

MoonPay Enterprise is for builders with something to prove. This isn't a "work on cool crypto stuff" company. It's a high-standards, high-velocity, high-accountability company building the operating system for value movement. If the internet moves information, we move value: crypto, stablecoins, tokenized assets, and whatever comes next. Four offerings make that real: fund, tokenize, trade, and spend. MoonPay Enterprise is the fund layer built for businesses. We power how stablecoins move through real financial operations: enterprises, fintechs, PSPs, wallets, and marketplaces running their treasuries, their cross-border flows, and their stablecoin operations on us. The goal is to make moving real money at scale as predictable as any other piece of financial infrastructure, with the compliance and controls CFOs need to say yes. AI is the default operating mode here. It's woven into every role, and we expect you to use it daily. It handles the manual work so you can deliver on what actually matters. You'll thrive here if outcomes excite you more than process, if impact motivates you more than titles, and if you want hard problems, real ownership, and teammates who love winning, building, and doing it together. The bar is high. The pace is real. We're building the rails that businesses run real money on, for humans and agents. MoonPay ranked #2 in Crypto Services on Fortune's inaugural Crypto 100, made Forbes' America's Best Startup Employers 2026 (Top 25 in Finance), and landed on The Sunday Times Best Places to Work two years running. The role We’re hiring backend engineers across several openings within MoonPay Enterprise. All roles share the same foundation of designing and operating reliable, secure, high-throughput backend services, but each opening has a distinct focus. When you apply, tell us which track (or tracks) excites you most. Track 1: KYB / KYC & Compliance Platform Build the systems that let enterprises onboard safely and stay compliant across dozens of jurisdictions. You’ll own services powering business (KYB) and individual (KYC) verification flows, risk scoring, sanctions and AML screening, case management, and integrations with identity and compliance vendors. The challenge is making rigorous compliance feel invisible: fast, automated, and globally scalable, without ever compromising on regulatory obligations. Track 2: New Product Lines, starting with Custody Join us at the ground floor of new enterprise products, beginning with Custody. You’ll design the backend for secure digital asset storage and management for institutional clients: key management workflows, policy engines, transaction authorization, ledger integrity, and audit trails. This track suits engineers who love ambiguity, greenfield architecture, and building products from zero to one with enterprise-grade security requirements. Track 3: Blockchain, Stablecoin Issuance & On-Chain Infrastructure Work directly with blockchain protocols to power our stablecoin issuance business and on-chain products. You’ll build and operate services for minting, burning, and managing fully reserved stablecoins across chains, develop smart contract integrations on EVM chains and Solana, and design the indexing, monitoring, and reconciliation systems that keep on-chain and off-chain state in sync. Prior Solana (Rust) or Solidity development experience is a strong plus here. Across all tracks, experience with fiat rails, banking integrations, or payments systems is very welcome. Much of our hardest work happens where traditional finance and crypto overlap. What you’ll do Design, build, and operate backend services written in Rust that process high volumes of financial transactions with strong guarantees around correctness, idempotency, and auditability Own features end to end, from shaping the product spec through technical design, implementation, testing, deployment, and production monitoring. You won’t just receive work from product: as a domain expert, you’ll help define what we build and propose the work you consider most useful Integrate with external partners such as banks, payment processors, blockchains, and identity and compliance vendors, and build the abstractions that make those integrations reliable Improve engineering quality across observability, incident response, security practices, and API design Collaborate closely with product, compliance, and other engineering teams across MoonPay’s global network (Staff level) Set technical direction for your area, mentor other engineers, and drive architectural decisions that span multiple teams About you 5+ years of backend engineering experience (8+ for Staff), with a track record of shipping and operating production systems at scale Strong backend experience with a statically compiled language (e.g. Rust, Go, C#, C++) is a must. Deep fundamentals matter more to us than your specific language history Prior professional Rust experience is not required, but interest in Rust and motivation to become an expert in it are very welcome, since our services are written in Rust Solid fundamentals in distributed systems, API design, data modeling, and asynchronous processing Comfort working in domains where precision matters, such as financial systems, double-entry ledgers, reconciliation, or similarly correctness-critical software A pragmatic, autonomous, ownership-driven mindset. You care about outcomes, communicate clearly, and thrive on high throughput: on this team, features ship in hours to days and products in days to weeks Strong critical thinking, including in how you use AI tools. You know how to drive AI-assisted development productively while staying firmly in control of correctness, security, and design quality Interest in crypto, stablecoins, and the future of payments. Prior crypto experience is a plus rather than a requirement, except for Track 3, where hands-on blockchain development experience is expected Bonus points Professional or hobby experience writing Rust (open-source contributions count!) Experience in fiat payments, banking integrations, card networks, or PSPs Familiarity with KYC/KYB, AML, sanctions screening, or regulated financial products (Track 1) Background in custody, key management (MPC/HSM), or institutional-grade security (Track 2) Smart contract development in Solidity (EVM) or Rust (Solana), and experience with on-chain indexing or node infrastructure (Track 3) Experience working in regulated, multi-jurisdiction environments How we work MoonPay Enterprise operates like a startup inside a scale-up: small, senior, high-throughput teams with real ownership, direct access to customers and decision-makers, and the backing of MoonPay’s global licenses, banking relationships, and distribution network. We move fast and expect engineers to act as product owners for their domain, not just implementers. This role is open as a hybrid position from our Berlin, London and New York offices. NYC Salary: $180,000 - $300,000 USD Research has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learned, diversity cannot. Benefits & Perks Competitive salary package Equity package: financial freedom starts with our employees, so all employees have ownership at MoonPay Pay-for-performance equity bonus: those who drive outsized outcomes receive outsized rewards Moonshot award: we honor exceptional impact. 20 employees a year, each earning a $250,000 equity grant Pension: employer contributions from day one Employee referral program: refer great people, earn 10K in USDC Flexible Time Off: choose when to work and when to switch off Recharge Period: end-of-year company-wide time off to rest and reset Birthday leave: take the day off to celebrate you Enhanced parental leave: more time with family, no second thought Hybrid working schedule: work fully remotely or from your nearest Moonbase Commuter benefits: public transport to and from the office Private healthcare benefits: to protect you and your loved ones Wellhub wellness membership: access to gyms, studios, classes, and wellness apps in one membership Enterprise access to the latest AI tools: Claude, ChatGPT, Gemini and whatever's next Lunch credit: meals covered on the days you’re in the office Home office setup allowance: build the home office of your dreams Remote working allowance: those working fully remotely get a little extra for utilities Monthly product budget and zero-fee crypto transactions $1,000 Annual training budget: we support your learning journey High Potential Program: structured development, mentorship, and stretch opportunities Regular remote company offsites: high-impact in-person sessions and hackathons Cycle to Work scheme: tax-efficient bike, gear, and safety kit EV Salary Sacrifice: lease an electric vehicle through pre-tax salary Commitment to Diversity At MoonPay we believe that every voice matters. We strive to create a mindful and respectful environment where everyone can bring their authentic self to work, and experience a culture that is free of harassment, racism, and discrimination. That's why we are committed to diversity and inclusion in the workplace and are a proud equal opportunity employer. We prohibit discrimination and harassment of any kind based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status or any other characteristic protected by law. This policy applies to all employment practices within our organization, including, but not limited to, hiring, recruiting, promotion, termination, layoff, and leave of absence. MoonPay is also committed to providing reasonable accommodations in our job application procedures for qualified individuals with disabilities. Please inform our Talent Team if you need any assistance completing any forms or to otherwise participate in the application process. 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