Loan Officer II

Job Description

Job Description

Why American Heritage Lending:

American Heritage Lending is in search of highly motivated and customer-centric individuals to join our team as Loan Originators. We are looking for sales professionals who are dedicated to enhancing the customer experience and adept at sourcing and fostering strategic relationships. Successful candidates will demonstrate a proven track record of achieving $1-3 million or more in monthly origination volume. 

Essential Duties & Responsibilities include:  

• Generate new mortgage applications through established lead channels.
• Builds rapport and leverages customer relationships with existing and potential borrowers.
• Analyze customers’ financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
• Structure loans and quote rates to borrowers.

Experience & Minimum Qualifications (Skills, Knowledge & Abilities):  

• A High School diploma or equivalent is required. Bachelor’s preferred.
• 3-5 years of current loan origination experience.
• Excellent communication and customer service skills.
• Current NMLS and the ability to obtain additional company paid licensing.
• Strong desire to succeed in a sales environment and be a top producer.
• Self-motivated, self-starting professional.
• Proficient with Microsoft Office Suite.  LOS system is Encompass.

What We Offer: 

• Competitive Base + Commission 
• Exclusive Leads 
• Full Benefits + 401k with employer match 
• Work life balance amazing company culture. 

Essential Mental & Physical Requirements: 

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. 

• Frequently required to sit, stand, kneel, stoop, or squat
• Use hands or fingers to handle or feel objects, tools, or controls
• Reach with hands and arms
• Talk or hear
• Specific vision ability includes close vision, distance vision, color vision, depth perception and the ability to adjust focus
• Occasionally lift and/or move up to 25 pounds
• Ability to analyze situations logically to identify causes and draw solid conclusions
• Ability to anticipate the consequences of a situation
• Ability to modify one’s own behavior to meet expectations of others
• Ability to sustain one’s own emotions from interfering with responding effectively to internal and external customer’s needs
• Displays honesty and trustworthiness; has a sense of personal accountability; maintains a moral conviction to do the right thing

Physical Demands:
The physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk or hear; taste or smell. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.

Work Environment:
This job operates in an office setting and largely sedentary, requiring the routine use of a computer and other standard office equipment. The ability to lift or move up to 20 pounds, bend, reach, and perform manual tasks may also be required.  Remote work is an optional setting.   Work environment characteristics are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is exposed to weather condition prevalent at the time.  Business travel may provide for varying degrees of change in the work environment.  The noise level in work environment is usually moderate.

Job Classification: 

• Exempt

Location:

• Onsite- 19800 MacArthur Blvd., Ste 950, Irvine, CA 92612 

Benefits: 

• Medical
• Dental
• Vision
• Matching 401(k)
• Basic Life & AD&D
• Paid Time Off
• Paid Holidays

Why American Heritage Lending: 

• We are a high-growth Company that doubled our staff in 2022
• Competitive Salary
• Wide Product Options - Bridge, Fix and Flip, FHA, VA, Conventional, Non-QM, DCSR, Hard Money Loans and more
• We are not impacted by the volatility of the interest rate.

 
This Company describes its culture as:

Family-Accountability-Integrity-Teamwork-Have fun along the way

Start your career today with American Heritage Lending!

Note: Nothing in this job description restricts the company’s right to assign or reassign duties and responsibilities to this position at any time. Reasonable accommodations may be made in appropriate circumstances to enable individuals to perform the essential functions of the position.