Senior Risk & Data Analyst

Senior Risk & Data Analyst (Full‑Time, Hybrid, U.S.) Responsibilities Risk Analytics & Portfolio Management (60%) Analyze portfolio performance across products (VSC, GAP, Tire & Wheel, etc.) to identify trends, loss drivers, and profitability opportunities. Develop and monitor KPIs related to loss ratios, frequency/severity trends, and reserve adequacy. Conduct deep-dive analyses on claims trends, inflation impacts (parts/labor), and emerging risk patterns. Provide recommendations to leadership on reserves, underwriting guidelines, and program structure. Lead quarterly and annual business reviews with data-driven insights. Data, Reporting & Business Intelligence (20%) Design and automate reporting solutions to improve visibility into underwriting and claims performance. Contribute to dashboards and analytical tools using Excel, BI tools, Salesforce, and other platforms. Standardize reporting frameworks to ensure consistency and audit-readiness. Partner with IT to enhance data structures, data quality, and system capabilities. AI & Process Automation (20%) Identify opportunities to leverage AI, automation, and advanced analytics to improve underwriting and reporting workflows. Assist in implementing tools or models that streamline decision-making (e.g., exception handling, claims trend detection). Partner with cross-functional teams to incorporate AI-driven insights into operational processes. Support continuous improvement initiatives focused on efficiency, scalability, and accuracy. Qualifications Strong analytical and critical-thinking skills. Ability to translate complex data into actionable insights. Strong communication skills and ability to present findings to leadership. Experience managing multiple projects in a fast‑paced environment. 5+ years of experience in underwriting, risk analytics, actuarial support, or financial analysis. Bachelor’s degree in finance, economics, mathematics, data analytics, or a related field. Experience in automotive, insurance, or F&I products (strongly preferred). Exposure to actuarial concepts such as loss development, reserving, and pricing methodologies. Experience with BI tools (Qlik, PowerBI) and working with large datasets. Intermediate level of English proficiency. Benefits Flexible health, dental, and vision insurance. 401(k) with company match. PTO plan. Employee and family assistance program. Ergonomic furniture program. Performance bonus. And much more. Why you’ll love working with us A work environment where learning and development merge with a collective pursuit of excellence. A healthy, safe, fair, and inclusive environment where potential can be freely expressed and developed. The opportunity to work in a hybrid environment, supported by flexibility and access to inspiring and innovative workspaces. Competitive benefits, as listed above. Legal & EEO Statement Applicants must be authorized to work for any employer in the U.S. We are unable to support or take over sponsorship of employment visas at this time, including H-1B visas and participation in STEM OPT work authorizations. #J-18808-Ljbffr Iaawg