Home Lending Credit Forecasting Portfolio Analytics Vice President

Position Overview As a Home Lending Credit Forecasting Portfolio Analytics Vice President in the Risk Management and Compliance team, you help the firm grow its business in a responsible way by anticipating new and emerging risks and using expert judgment to solve real‑world challenges that impact the company, customers and communities. You are responsible for pricing and portfolio analytics, analyzing model results, driving process improvement, and assisting with stress exercises (Risk Appetite, CCAR). You work closely with the Home Lending Risk, Modeling and Controller teams to improve insights, data quality, analysis, and reporting. Job Responsibilities Drive portfolio analytics initiatives, including segmentation, high‑quality insight generation and control enhancements Analyze loan‑level and portfolio‑level performance to inform risk‑based pricing decisions across channels, products, and segments Leverage credit risk models (PD/LGD or analogous frameworks), prepayment/pull‑through concepts, and economic assumptions to evaluate pricing scenarios Contribute to process improvements and the development of robust controls Support ad hoc management requests and urgent analyses as needed Analyze model results and assist in explaining results Communicate complex analytical findings to both technical and non‑technical stakeholders Collaborate with Risk, Modeling and Controller teams to improve processes, analysis, insights and reporting Engage with stakeholders through regular one‑on‑one meetings, bring agenda topics and follow up on action items to maintain strong relationships Actively seek and respond to feedback, promoting an inclusive environment where diverse perspectives are valued Required Qualifications, Capabilities and Skills Bachelor's degree in Finance, Economics, Statistics, Mathematics, Computer Science, or a related field Strong analytical and problem‑solving skills, with the ability to generate actionable insights Ability to work in a fast‑paced environment, managing multiple priorities, and adapting to evolving business needs Good judgment with demonstrated ability to think creatively and strategically Excellent communication, collaboration and presentation skills, capable of conveying complex information to non‑technical stakeholders Preferred Qualifications, Capabilities and Skills Experience working in risk analytics, portfolio management, or financial services Strong background in analytics, with experience in tools such as SQL, SAS, or Python, and the ability to synthesize large datasets into actionable recommendations Experience leading people, workstreams or projects Experience working with geographically diverse teams Benefits Competitive total rewards package including base salary, potential commission‑based pay and/or discretionary incentive compensation. Benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Equal Opportunity Employer We are an equal‑opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. #J-18808-Ljbffr