SW Engineer

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.
Visa will accept applications for this role until at least 08-28-2026

Job Description

Job Summary:

The Software Engineer is responsible for analysis, design, programming, debugging, testing, and modification of software applications, APIs, and services for Visa's Acceptance Solutions platform, focusing on transaction processing platforms. The engineer writes code, builds integrations, performs testing, and completes documentation while using modern tools including Generative AI and agentic AI capabilities.


Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

• Bachelor's degree, OR 3+ years of relevant work experience.

Preferred Qualifications:

• 2+ years of work experience in software engineering.
• Experience in analysis, design, and programming of computer applications.
• Experience in debugging, modifying, and testing software programs.
• Experience writing and maintaining technical documentation.
• Experience collaborating with users or stakeholders to gather requirements.
• Familiarity with at least one programming language (Java, Python, JavaScript, TypeScript, or similar).
• Familiarity with REST APIs, JSON, and web services.
• Ability to use AI-assisted development tools (GitHub Copilot, ChatGPT, etc.) for everyday engineering work.
• Experience developing or supporting APIs, web services, microservices, or integration services.
• Experience with cloud platforms (AWS, Azure, GCP) and containerization (Docker, Kubernetes).
• Familiarity with event-driven architecture, Kafka, or message queues.
• Familiarity with CI/CD pipelines, Git, and DevOps practices.
• Familiarity with secure integration practices (OAuth 2.0, JWT, encryption).
• Exposure to observability tools (Splunk, Datadog, Grafana) and monitoring.
• Experience with automated testing (unit, integration, API testing).
• Experience in payments, fintech, or financial services industry.
• Experience using Generative AI or agentic AI for code development, testing, or documentation.
• Deep understanding of payment event processing and transaction lifecycle
• Experience with TC33 clearing files and payment message formats
• Expertise in event-driven architecture and event streaming platforms (Kafka)
• Knowledge of payment capture processing and event enrichment
• Experience with file transfer protocols (SFTP) and batch processing

Information for US Applicants :For roles located in the US, the estimated salary range for this position is $88,000.00 to $ 136,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law. Visa_Talent_Portal