Senior Product Manager - Personal Lines

Senior Product Manager - Personal Lines

We are Farmers – where ambition meets opportunity. At Farmers, we're not just known for unforgettable jingle – we're a team with a passion for purpose and making a real difference in people's lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn't just a goal – it's a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us. Join an award-winning, equal opportunity employer, where you'll find more than a job – you'll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.

Workplace: Hybrid (Remote), Remote

Farmers believes in a culture of collaboration, creativity, and innovation, which thrives when we have the ability to work flexibly in a virtual setting as well as the opportunity to be together in person. Our hybrid work environment combines the best of both worlds with at least three (3) days in office and up to two (2) days virtual for employees who live within fifty (50) miles of a Farmers corporate office. Applicants beyond fifty (50) miles may still be considered.

Job Summary

Responsible for managing all aspects of their product within assigned geographic territory, generally two mid-size states. Assesses profitability, growth, competitors, strategies, and initiates changes to the product or rating approach in the territory in order to maximize Farmers' opportunities.

Essential Job Functions

• Responsible for profits/losses in assigned product/territory.
• Analyzes internal and external data to fully understand profit, production, competitive position and market trends to develop strategies to drive profitable growth.
• Develops long-and short-term plans for their assigned product/territory with corresponding State Manager.
• Leverages market research to identify growth opportunities within the assigned product/territory.
• Takes leadership role in special projects as assigned by State Manager.
• Collaborates with internal partners in Distribution, Underwriting, Analytics, Actuarial, IT, and Claims to understand profitability, market opportunities and potential system changes.
• Coordinates state and home office legislative and regulatory affairs by providing input on key bills and regulation.
• Recruits, trains and develops product analysts.

Physical Actions

This role, whether performed virtually or in an office setting, will include normal and customary distractions, noise, and interruptions. Sits or stands for extended periods of time, up to a full work shift. Occasionally reaches overhead and below the knees, including bending, twisting, pulling, and stooping. Occasionally moves, lifts, carries, and places objects and supplies weighing 0-10 pounds without assistance. Listens to, interprets, and differentiates auditory information (example others speaking) at normal speaking levels with or without correction. Visually verifies and reads information. Visually locates material, resources and other objects. Ability to continuously operate a computer for extended periods of time, up to a full work shift. Physical dexterity sufficient to use hands, arms, and shoulders repetitively to operate keyboard and other office equipment up to a full work shift.

Education Requirements

High School Diploma or equivalent required. Bachelors degree highly preferred (possibly required for certain roles) in mathematical or statistical field. Graduate degree preferred.

Experience Requirements

Personal lines product management experience in complex states is highly preferred. Product Analyst, Actuarial or similar experiences within property and casualty personal lines insurance preferred.

Special Skill Requirement

Proficient PC Skills, including Excel, Word. PowerPoint and basic programming for statistical purposes. Excellent verbal/written communication skills, including ability to make effective presentations and write articles publishable in trade magazines.

Benefits

Farmers offers a competitive salary commensurate with experience, qualifications and location. Salary range will dependent on candidate's experience and location: ($108,000 - 199,000). Bonus Opportunity (based on Company and Individual Performance) 401(k) Medical Dental Vision Health Savings and Flexible Spending Accounts Life Insurance Paid Time Off Paid Parental Leave Tuition Assistance