Principal Product Manager

Principal Product Manager/ Product LeadLead is a banking infrastructure platform trusted by the most innovative companies to power complex financial products. We enable fintechs to offer compliant, programmable services like payments, lending, and digital assets at scale. Banking has moved beyond traditional institutions and is now embedded directly into everyday experiences, meaning companies need modern infrastructure that is safe, secure, and operationally sound.Today, Lead is one of the only API-first, developer-focused partner banks with the financial, regulatory, and legal expertise required to help fintechs succeed. We operate offices in San Francisco, Sunnyvale, and New York City, and an FDIC-insured bank in Kansas City.Lead's Product team identifies partner needs, defines strategy, and works closely with Engineering and Design to bring products to life, guiding execution from concept through launch. But building financial infrastructure isn't just about shipping features. This team is tasked with transforming the most complex banking systems and regulatory requirements into intuitive products that developers love to build with. To help fintechs launch, grow, and innovate with confidence, the Product team must be driven by a singular goal: creating elegant solutions to difficult problems. To that end, success on this team requires genuine curiosity, exceptional communication, and thoughtful collaboration.We are looking for a Principal Product Manager/ Product Lead to support the development of our Banking as a Service platform. The services that you build will create the pathway for our clients to deliver innovative financial products relating to deposits, credit and lending, issuing and accepting credit card and/or debit card transactions, and more.Our ideal product manager is highly analytical and uses "first principles thinking" when understanding a new domain. We are looking for someone with a user first mindset to build a next generation platform from the ground up.In this role you will:Be passionate about changing the banking system to meet the needs of a modern digital economyDefine product strategy and ensure alignment with broader company goals and visionBreak down ambiguous problems, ask the right questions when gathering data across cross-functional groups, and use a structured (first principles) approach to create clarity and move forwardDevelop and maintain a prioritized product roadmap with well-defined product requirements and compelling business justificationsSet clear goals and success metrics to measure product performance and guide decision-makingMaintain knowledge of the technical and operational elements of your product to make informed, data-driven decisionsDevelop clear, actionable product requirements and communicate them effectively to engineering and design teamsCollaborate closely across engineering, design, compliance, operations, and other teams to drive execution from concept to launchBe the glue in a diverse cross-functional environment, facilitating alignment, decisions, and consensusManage and mentor a team of product managers, providing guidance, support, and feedback to help them growOwn resource allocation and hiring decisions to ensure the team is structured to meet product and business goalsGather customer insights and feedback to inform roadmap prioritization and feature designBegin making trade-off decisions that balance user value, technical complexity, and business impactPerform all other duties as assignedQualifications:10+ years demonstrated experience in product management and/or engineering with a track record building world class fintech productsPrior experience in enterprise software domain, scalable SaaS platform design experience, and highly compliance-centric productHave strong technical competence, with experience and track record of success in building high-velocity, low-latency, high-availability services with beautiful API designThe ability to be practical and are eager to collaborate/compromise to get to the best, most efficient outcomeStrong judgment and analytical skillsStrong communication skills and the ability to work cross-functionally to align stakeholders on the goals and behaviors required for successOperate as a craftsman who will explore and execute on details to create great product experiencesHave humility and are open to coachingWhat we offer:Competitive compensation, including opportunities for equity grants based on experience, geographic location, and roleMedical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRAPaid parental leaveFlexible vacation policy, including PTO and paid holidaysA fun and challenging team environment in a dynamic industry with ample opportunities for career growthLead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.Zone 1: $250,000 - $275,000 (SF/Bay Area, NYC, Seattle)Zone 2: $220,000 - $250,640 (Los Angeles, Chicago, Austin, Denver, Boston, Washington DC, San Diego, Philadelphia, Portland, Sacramento, Miami)Zone 3: $200,000 - $240,233 (Other US Metros)