Financial Planner

About Cornerstone Bank

Cornerstone Bank was established in 2017, built on a legacy of community support and a commitment to helping individuals and businesses thrive. With deep roots in Worcester County and a strong presence throughout Central Massachusetts, Cornerstone combines the strength of a traditional bank with the personalized service of a local institution. Our community-based banking model allows us to deliver exceptional service with a personal touch-every time. At Cornerstone Bank, we foster a collaborative and inclusive workplace where innovation, teamwork, accountability, and excellence are more than just values-they're how we work every day. We empower our employees to grow professionally, serve their communities, and deliver outstanding customer experiences.

Position Summary:

The Financial Planner will join an established wealth management team affiliated with the nation's largest independent broker-dealer, supporting Cornerstone Bank's investment and insurance offerings. This role is responsible for growing and retaining investment assets through an assigned territory and existing bank relationships, while actively developing new client relationships. The Financial Planner will leverage warm referrals from the bank, industry-leading technology, comprehensive planning tools, and marketing support to deliver tailored financial solutions. Successful candidates are client-focused, growth-oriented, and comfortable prospecting, presenting, and engaging within the community to drive net-new assets and long-term relationships. Financial Transition Assistance is available for qualified applicants.


This role is a base of $60,000 plus commission

Responsibilities and Accountabilities:

Performs any functions necessary, within scope of authority and expertise, to provide the highest level of service and responsiveness to employees and customers.

The Financial Planner must be able to:

• Grow and retain investment assets and insurance products
• Recommend suitable financial products and strategies
• Grow his/her pipeline of new business opportunities
• Leverage all available resources from LPL Financial and Cornerstone Bank

The business model includes:

• Managing a pipeline of referrals from within the financial institution and assigned market
• Establishing relationships with bank customers, colleagues, and centers of influence
• This role provides warm referrals from within the financial institution, but successful candidates must also engage in proactive prospecting efforts.
• Engaging the community to bring in new customer relationships and net-new assets

Secondary Responsibilities

The Financial Planner performs duties specific to the position and other functions as assigned.

• • Attend or complete required BSA/AML training as provided
  • Responsible for compliance with BSA policies and procedures including the identification and reporting of suspicious activity, and other BSA job specific duties
  • Adhere to all FINRA regulations and broker-dealer compliance

Qualifications:

Must have relevant product knowledge and required skills to execute the LPL business model.

• Must be comfortable delivering presentations to colleagues, clients and prospects.
• Must be available to travel as needed, to assigned markets
• Must maintain knowledge of capital markets, investment products and related services.

Education / Training / Experience:

• 4-year college degree required
• 5 + years of financial services experience
• FINRA Series 7, FINRA Series 66 (or Series 65 plus Series 63)
• Life Insurance
• Must continue to meet eligibility requirements for duration of employment

INDEPENDENT ACTION

Performs work independently within scope of established guidelines and practices. Consults with Manager where clarification or exception to Bank policy may be required.


NOTE: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties and skills required for this job.


Cornerstone Bank is an Equal Opportunity Employer. In compliance with Equal Opportunity Guidelines and the Americans with Disabilities Act, Cornerstone Bank provides reasonable accommodations to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.