Credit Analyst
strategic HR, inc.
Job Description
Job Description
Company Description
Career Opportunity: Credit Analyst with Farmers and Merchants Bank in Dayton, OH
Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the scenes while playing a critical role in a bank’s success? If yes, we want to speak with you!
Farmers and Merchants Bank is growing in the South Dayton area. We are your hometown bank, proudly serving residents and small businesses with friendly, personalized service for over 90 years.
Job DescriptionAs the Credit Analyst , you will support the bank’s lending function with a strong focus on commercial lending. You’ll partner closely with lenders and the credit team to analyze financial data, assess risk, and help ensure sound credit decisions—while keeping lending operations running efficiently and compliantly.
Additionally, you will:
- Underwrite and analyze commercial loan requests, including financial spreading and risk grading
- Prepare and review credit memos and loan presentations for accuracy and completeness
- Evaluate financial statements, cash flow, and tax returns to assess borrower risk and trends
- Assist with annual reviews of commercial clients and monitor changes in credit risk
- Support centralized lending processes, including underwriting, documentation, and due diligence
- Review loan documentation to ensure compliance with bank policies and regulations
- Track and collect financial information from commercial clients
- Assist with lien filings/releases, flood determinations, and insurance tracking
- Support loan administration tasks, including escrow accounts and loan system maintenance
- Balance general ledger accounts and process loan-related transactions
- Prepare reports and support board-level loan presentations
- Provide overall administrative and analytical support to the lending team
Qualifications:
- 3+ years of experience in commercial credit or loan administration (community bank experience preferred)
- Strong financial analysis, credit risk assessment, and problem-solving skills
- Ability to interpret financial statements and identify potential risks or inconsistencies
- High attention to detail with strong organizational skills
- Ability to manage multiple priorities and work independently
- Excellent communication and collaboration skills
- Proficiency in Microsoft Office, especially Excel
- High school diploma required; degree in Accounting, Finance, Business, or related field preferred
If you’re ready to build your credit expertise and make an impact on lending decisions, apply today!
Employer is EOE/AA/M/F/D/V.
Vacancy posted 7 days ago
Similar jobs that could be interesting for youBased on the Credit Analyst in Miamisburg, OH vacancy
$17 - $20 per hour
...prorated based on start date) OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to...SuggestedWork experience placementLocal areaMonday to FridayFoursight Capital LLC
Miamisburg, OH5 days ago- ...ability to turn service encounters into dialogue‑based meetings where other needs can be uncovered. Must be able to pass background and credit standards to hold NMLS credentials. Must have ability to learn computer and mobile device application quickly. Trustworthy and...SuggestedWork at officeFlexible hoursNight shift
Peoples Bancorp (OH)
Franklin, OH4 days ago - ...corporate red tape with transparency and servant leadership. Honestly, it's hard not to love this culture! Information Security Analyst (Classified Systems) The Information Security Analyst (Classified Systems) will support compliance, auditing, and documentation...SuggestedFull timeContract workFor contractorsFlexible hours
Cryptic Vector
Miamisburg, OH11 hours ago $10.7 per hour
Description At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top...SuggestedHourly payTemporary workUSA-Mortgag
Dayton, OH2 days ago- ...POSITION PURPOSE Responsible for performing collection activities associated with various delinquent member accounts, including Visa credit and debit cards, lines of credit, secured loans, signature loans, real estate loans, home equity lines of credit, negative shares,...SuggestedPermanent employmentWork at office
Universal 1 Credit Union
Dayton, OH17 days ago - ...and charitable activities exist to strengthen and impact our region for the better. In our history, we've never lost sight of the credit union philosophy of People Helping People! We are honored to have the opportunity to continue making a difference in our community...Work at office
Universal 1 Credit Union
Dayton, OH17 days ago - USA Mortgage is looking for motivated Mortgage Loan Originators to assist clients in achieving their personal and financial goals. You will provide exceptional service and leverage your knowledge in a fast-paced sales environment. Success in this role requires a passion...
USA-Mortgag
Dayton, OH2 days ago - As a First Financial Bank (FFB) Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, our retail banking branches, internal departments, and marketing efforts to builders, realtors, and other referral sources. The...Minimum wageInternshipLocal area
First Financial Bancorp
Dayton, OH4 days ago - ...applications by completing Fannie Mae form 1003 on the laptop. Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS. Collect appropriate documentation from each applicant...Daily paid
Fifth Third Bancorp
Moraine, OH2 days ago - ...applications by completing Fannie Mae form 1003 on the laptop. Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS. Collect appropriate documentation from each applicant...Daily paid
Fifth Third Bancorp
Dayton, OH4 days ago - Monday – Friday Onsite or Remote (if local to Dayton area will be hybrid/onsite) Dayton Ohio, Columbus Ohio, or surrounding areas Why You’ll Love This Job: Be part of a collaborative, supportive, and energetic team environment Gain exposure to industry experts and opportunities...Work at officeLocal areaRemote workMonday to Friday
Dawson
Dayton, OH11 hours ago - A-Z Lending is expanding and is looking for a motivated, local Mortgage Loan Originator who is ready to grow their career in the industry. This is a great opportunity for someone newer to lending who wants hands‑on support, real training, and a clear path to long‑term success...Local area
- Union Savings Bank in Dayton, OH is seeking a Mortgage Loan Processor to support borrowers through the loan process. You will collect documentation, coordinate with processors and underwriters, and assist borrowers with loan applications when the loan officer is unavailable...Local area
Rhode Island Commerce Corporation
Dayton, OH2 days ago - Brady Ware is a top 200 national CPA and advisory firm that helps entrepreneurs, start‑ups, small‑to‑middle‑market businesses, and individuals build and preserve strong financial foundations. With a focus on real‑world decision‑making, we deliver tailored strategies across...Work at officeLocal areaFlexible hours
Brady Ware & Company
Miamisburg, OH2 days ago $110k - $130k
Lead Complex Tax Engagements with a Top CPA Firm | Hybrid Flexibility, Career Growth & Strong Leadership Opportunity This Jobot Job is hosted by: Eric Kee Are you a fit? Easy Apply now by clicking the Apply button and sending us your resume. Salary: $110,000 -...Local areaJobot
Miamisburg, OH4 days ago- Job Description Tax Manager Who: An experienced tax professional with strong technical expertise, leadership ability, and a passion for developing others. What: Manage complex tax engagements, lead client communication, and guide team members through compliance...Full timeWork at officeFlexible hours
Staff Financial Group
Miamisburg, OH4 days ago - A bit about us: We are a nationally recognized CPA and advisory firm partnering with entrepreneurs, middle-market businesses, and individuals to build strong financial foundations and drive long-term success. Our team delivers strategic tax, audit, and advisory solutions...Local area
Jobot
Miamisburg, OH4 days ago - ...achieving their dreams through finance, accounting, IT, and other back-office operations. Job Description Position Summary The Area Credit Manager's primary responsibility is to extend and administer credit and collections for each assigned Winsupply company location as...Local area
Winsupply
Moraine, OH3 days ago - ...mitigation services. The firm’s practice provides exclusive representation to institutional clients such as lenders, mortgage servicers, credit unions, banks, hedge funds, investors and other financial services industry stakeholders. Leveraging technology in our partnerships...Full timeRemote workFlexible hours
Timothy D Padgett, PA
Dayton, OH2 days ago $95k - $115k
Tax Manager Dayton, OH Direct Hire | Salary: $95,000 - $115,000 A wellestablished regional public accounting team is seeking a Tax Manager to support continued growth in its Dayton office. Ideal for someone ready to step into more client leadership...Work at officeCreative Financial Staffing
Miamisburg, OH2 days ago$61.5k - $98.4k
Job Summary The Actuarial Analyst I is responsible for providing timely, accurate, and actionable data and analysis supporting the department... ...Actuaries Exam Syllabus is required; exam SRM via transition credit does not meet this requirement Active pursuit of an actuarial...Work at office- What you will be doing Entry-level Actuarial Analyst positions are hired into the Actuarial Rotation Program. This program provides the opportunity to rotate among the following actuarial departments within Constellation Insurance: Valuation Special Projects Enterprise...InternshipRemote workWork from homeFlexible hours
- Responsibilities & Requirements Utilizing agile and other applicable frameworks as a guide, IT Analyst I team members work as part of a collaborative team to solve customer issues and support mission‑critical healthcare applications and systems. The IT Analyst I utilizes...
Kettering Health
Miamisburg, OH4 days ago - Organization : Name DAYTON OH Default: Location : City MIAMISBURG Overview The purpose of the Financial Representative is to meet the needs of middle-income clients by educating them on risk protection, financial security, and wealth creation; analyzing...Work at officeLocal area
Western & Southern Life
Miamisburg, OH5 days ago - Overview Location: 5651 Far Hills Avenue, Dayton, OH 45429, United States Employee Type: Full Time Company Since founded in 1904, Union Savings Bank has been serving the local community by promoting responsible home ownership through prudent lending. We are headquartered...Full timeLocal area
- Location: Corporate Head Quarters – Miamisburg, OH About Accelevation We build what the future runs on. Accelevation designs, manufactures, and installs the physical infrastructure that powers today’s most advanced technologies. We’ve grown over 440% in the last 18 months...Seasonal work
Accelevation LLC
Miamisburg, OH4 days ago $25 per hour
...their satisfaction throughout their tenure with Collabera. As a result of these efforts, we have been recognized by Staffing Industry Analysts (SIA) as the “Best Staffing Firm to Work For” for five consecutive years since 2012. Collabera has over 40 offices across the...Contract workWork at officeCollabera
Miamisburg, OH11 hours ago$55k - $75k
Staff Accountant Dayton, OH $55k - $75k (DOE) About the Company: Our client is a dynamic and expanding organization that values innovation, collaboration, and excellence. As they continue to grow, they are seeking a detail-oriented and motivated...Creative Financial Staffing
Miamisburg, OH4 days ago- Job Description Job Description Estimators at South Town Painting are the Foundation of our success. You are the first impression we make and the reason projects get awarded. What you'll do - Prepare accurate, detailed estimates across a variety of projects...For contractors
South Town Painting. Inc
Miamisburg, OH14 days ago - Job Summary: We are seeking a detail-oriented Staff Accountant to join our accounting team.The ideal candidate will have experience in accounting, financial reporting, and general ledger maintenance, ensuring accuracy and compliance with industry standards. This...
Fusion HCR
West Carrollton, OH1 day ago
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Credit Analyst. Be the first to apply!
