Property Risk Control Field Technical Specialist
$103.95k - $164.31kEMC Insurance Companies
Role Description
The Property Risk Control Field Technical Specialist is responsible for conducting comprehensive on-site property inspections and technical risk evaluations. This role serves as a key partner to underwriting teams by assessing property-related exposures, including fire protection, natural catastrophes, and structural risks. Through detailed analysis and actionable recommendations, this position is a critical role in supporting underwriting decisions and improving overall property risk profiles.
- Performs detailed physical inspections of commercial accounts and high-hazard properties to evaluate Property risk exposures and controls, may include inspection of flat roofs that are accessible only via fixed ladder access.
- Assesses exposures related to special hazards, fire protection, CAT exposures, crime, and liability risks.
- Evaluates life safety systems, fire protection equipment, and building construction and integrity.
- Prepares comprehensive survey reports that include building diagrams, digital photography, and clearly articulated risk improvement recommendations.
- Develops detailed Property Loss Expectancies (PML, NLE, MFL).
- Collaborates closely with underwriting teams by providing accurate risk evaluations and technical insights to support informed pricing and policy decisions.
- Communicates identified hazards and exposures to clients, offering practical and cost-effective solutions to reduce potential losses and improve overall safety.
- Performs follow-up on clients' execution of the recommendations.
- Reviews Fire Protection and Building plans for new construction projects as well as Fire Protection upgrades to existing properties to ensure adequate protection as per NFPA and FM guidelines.
- Stays current on industry trends, regulations, and technical standards (NFPA and FM).
- Provides technical training and guidance to clients and internal teams.
- Serves as a technical resource on property-related matters to Risk Control team members.
- Conducts one-on-one training and co-surveys with field staff in the region.
Qualifications
- Five years of experience in Large Property loss control, risk assessment, or Highly Protected Risk (HPR) environments or related experience.
- Certifications such as CFPS, CSP, or equivalent preferred.
- A strong emphasis for this role is to demonstrate proficiency in hazard identification skills, emphasizing property in the Middle Market, Large Account, and Specialty space.
Requirements
- Strong understanding of property risk assessment and hazard mitigation.
- Ability to interpret and apply national safety standards and codes.
- Skilled in communicating complex technical information to diverse audiences.
- Proficient in influencing stakeholders to act on risk control recommendations.
- Excellent analytical, organizational, and report-writing skills.
- Ability to make complex technical information understandable to varied audiences.
- Experience in influencing others to take action on recommendations.
- Excellent communication skills, both written and oral.
- Proficient interviewing techniques and technical report writing ability.
- Ability to climb a fixed ladder, unless flat roof is accessible via another method like elevator or staircase.
- Resides within assigned territory.
- Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving.
Benefits
- The hiring salary range for this position will vary based on geographic location, falling within either of the following: $103,954 - $149,372 or $114,895 - $164,309.
- A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.
- For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit
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