Mortgage Consultant

Mortgage Consultant

As a vital member of the Prosperity Home Mortgage team, the Mortgage Consultant operates under the guidance of the Area Sales Leader, providing expert advice on residential mortgage programs to both new and existing clients. The role involves leveraging various sources such as realtors, builders, and nontraditional channels to facilitate successful mortgage solutions.

Key responsibilities include championing the Prosperity Home Mortgage brand by effectively promoting our diverse range of products and services, cultivating a strong presence for Prosperity Home Mortgage in the local market, enhancing visibility and engagement, providing comprehensive guidance to potential and current customers on Prosperity's mortgage programs, conducting thorough analyses of financial and credit data to recommend suitable loan options tailored to customer needs, securing residential first mortgages while ensuring compliance with company policies and industry regulations, managing customer applications, presenting rate and point options, and performing follow-up activities to lock in registrations, serving as the primary contact for both new and existing clients, coordinating with processing and closing teams to facilitate timely and accurate loan closings, while tracking loan status and ensuring necessary documentation is complete for processing, setting realistic expectations for the loan process by clearly communicating company policies, procedures, and underwriting standards while keeping customers informed about their loan status, meeting and exceeding personal production and service targets, contributing to overall company market share and branch profitability, adhering to company standards for quality, accuracy, and fall-out rates, remaining compliant with industry regulations and applicable state and federal laws in all job functions, and participating in mortgage product and sales training programs as required, staying informed about best practices and updates in the industry.

Minimum requirements include a bachelor's degree or an equivalent combination of experience and education, minimum of two years' experience in the mortgage industry, proficiency in using social media platforms for networking and outreach, strong communication skills demonstrated through extensive telephone and email interaction, possession of a valid NMLS license, and willingness to travel within the local area as needed.

Compensation: Base pay of $16.35 per hour plus lucrative commission & bonus plans.

Equal Opportunity Employer Statement: Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service, or other non-merit based factors and characteristics protected by applicable federal, state, or local law.

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.