Lead Commercial Loan Processor

Competitive Pay + Great Benefits

Salary Range: $72,000 75,000

Medical, dental & vision insurance

F&M HSA contribution up to $1,200 annually

401(k) retirement plan & financial education

Life and long-term care benefits

Paid time off & holidays

Wellness programs and resources

Professional development and career growth opportunities

A people-focused culture guided by our GROW values

Benefits are subject to eligibility and plan provisions.

The Opportunity

Are you an experienced commercial banking professional who enjoys building relationships, solving problems, and helping a team succeed?

F&M is looking for a Lead Commercial Loan Processor to support our commercial banking team while managing an assigned portfolio of client relationships. This is a leadership role that combines commercial loan expertise, customer service, risk management, and team development.

You'll partner closely with Commercial Relationship Managers (CRMs) and Business Development Officers (BDOs), serve as a resource for Commercial Loan Processors, and help ensure our customers receive a seamless, consultative banking experience.

What You'll Do

Customer & Commercial Banking Support

Manage and service an assigned portfolio of commercial banking relationships.

Partner with CRMs and BDOs on loan requests, renewals, financial information, portfolio management, and customer needs.

Build strong customer relationships and participate in customer calls and meetings.

Support commercial loan servicing, construction loan disbursements, and Treasury Management onboarding.

Identify opportunities to connect customers with F&M products and services.

Leadership & Team Support

Serve as a subject matter expert and resource for Commercial Loan Processors.

Train, coach, and mentor team members.

Help coordinate workflow and priorities across the team.

Assist with complex customer, loan, and operational issues.

Promote collaboration, accountability, and consistent service.

Risk & Portfolio Management

Monitor overdrafts, past-due payments, financial reporting, covenants, collateral exceptions, and other portfolio risks.

Assist with renewals, problem loans, collections, and post-closing activities.

Ensure loan documentation is accurate, complete, and compliant with F&M policies and regulatory requirements.

Partner with Loan Operations, Loan Processing, Loan Review, Treasury Management, and other internal teams to resolve issues.

Make a Difference

Identify opportunities to improve processes and create a better customer experience.

Bring ideas forward and help the team work smarter and more efficiently.

Serve as a trusted partner to both customers and colleagues.

What You Bring

We're looking for someone with commercial banking experience, strong judgment, leadership ability, and a genuine commitment to customer service.

Required:

Associate degree or equivalent experience.

3+ years of related banking or financial services experience.

3+ years of supervisory or leadership experience.

Understanding of business financials and commercial banking processes.

Strong communication, organization, and problem-solving skills.

Ability to manage multiple priorities while maintaining accuracy and confidentiality.

Proficiency with Microsoft Office, including Word, Excel, and Outlook.

Preferred:

Commercial loan processing or commercial banking experience.

Experience supporting commercial lenders or relationship managers.

Knowledge of banking regulations and compliance requirements.

Experience training, coaching, or mentoring employees.

Notary certification or willingness to obtain.

Why F&M?

At F&M, banking is about people and relationships. We're committed to our customers, our communities, and one another.

Our GROW values guide how we work:

Gregarious We build genuine relationships.

Resolute We take ownership and do the right thing.

Original We think differently and look for better ways to serve.

Wholehearted We bring care and authenticity to our work.

If you're ready to take the next step in your commercial banking career and want a role where you can lead, build relationships, and make an impact, we'd love to hear from you.

F&M Bank is an Equal Opportunity Employer.