Branch Manager/Lender

Position: Branch Manager Location: Sebastopol, MS Reporting To: Regional President About the Position A proactive relationship builder that assists bank clients and provides excellent support throughout the process of underwriting, structuring and closing of loans, as well as developing deposit relationships while working to enhance and grow the bank's presence within the community. Essential Duties Develop new business through underwriting, structuring, and closing of loans, while maintaining and servicing an existing portfolio. Solicit, negotiate, and coordinate the closing of loans in compliance with the bank's lending policies, procedures, and applicable Federal and State regulations. Maintain collection efforts for delinquent loans within the officer's portfolio. Monitor the existing loan portfolio to ensure proper risk ratings and early identification of potential problems. Promote business for the bank by maintaining good client relationships and referring clients to appropriate staff for additional services. Maximize bank profitability through appropriate pricing of new loans, fee income, and selling all bank products and services. Develop business and consumer checking and deposit relationships with clients. Present credits for approval to appropriate levels of authority within the bank as required. The Right Person 3-5 years' experience in lending position in an FDIC insured financial institution or similar work environment. Broad banking knowledge, including credit analysis and loan documentation systems. Exceptional verbal and written communication skills. Exceptional customer service and sales background. Extensive knowledge and use of Microsoft Office and other PC applications. VEVRAA Federal Contractor #J-18808-Ljbffr The Citizens Bank