Senior Business Analyst

Senior Business Analyst – Credit Risk Strategy

Location: Tempe, AZ (Preferred) | Atlanta, GA | Dallas, TX -- Hybrid 4 days/week in office

Salary: $100-115k Base + Annual Bonus

The Opportunity

We're partnering with an established, growing organization seeking a Senior Business Analyst to join its Analytics team, with a focus on credit risk, business strategy, and data-driven decision-making.

This is an opportunity for someone who enjoys going beyond traditional reporting and analysis to solve complex business challenges, shape strategy, and influence decisions at a senior level. The ideal candidate will bring a combination of strong analytical skills, commercial awareness, and independent problem-solving ability. You'll have the autonomy to identify opportunities, develop actionable recommendations, and see your ideas through to implementation.

What You'll Be Doing

• Analyze business performance, credit risk, and customer data to uncover trends, opportunities, and areas for improvement.
• Develop and evaluate strategies that balance business growth, profitability, and risk.
• Investigate complex, often undefined business challenges and use data to develop practical solutions.
• Assess existing policies, processes, and decision-making frameworks to identify opportunities for optimization.
• Partner with cross-functional teams to develop and implement strategic initiatives.
• Present analytical findings and recommendations to senior stakeholders, translating complex data into clear business insights.
• Monitor the impact of implemented strategies and identify opportunities for further improvement.

What We're Looking For

• 5+ years of experience in business analytics, credit risk, risk strategy, or a related analytical role.
• Experience within financial services, lending, consumer finance, or another data-driven commercial environment preferred.
• Strong SQL skills, with the ability to independently extract, manipulate, and analyze complex datasets.
• Advanced Excel proficiency and working knowledge of Python for data analysis.
• Experience applying analytical techniques to evaluate business performance, risk, or strategic opportunities.
• Demonstrated ability to approach ambiguous problems, develop hypotheses, and deliver actionable recommendations.
• Strong communication and stakeholder management skills, with experience influencing business decisions.
• A proactive, commercially minded approach and the ability to take ownership of projects from analysis through implementation.

Why Consider This Opportunity?

• Strategic Impact: Play a direct role in shaping business decisions and driving measurable outcomes.
• Autonomy & Ownership: Take ownership of analytical initiatives from identifying opportunities through implementation.
• Leadership Exposure: Work closely with senior decision-makers and influence business strategy.
• Cross-Functional Experience: Collaborate with teams across Risk, Product, Operations, and other business functions.
• Career Development: Gain exposure to a broad range of strategic initiatives beyond your initial area of focus.

If you're an analytically strong problem-solver who enjoys turning complex data into meaningful business decisions, we'd love to hear from you.

Please note this role can only hire Green Card Holders or US Citizens