Technical Product Owner

Product Owner

Axos Bank is seeking a technically fluent, high-impact Product Owner to lead product ownership for Axos Bank's Core Services platform—the engine powering all enterprise offerings across Bank, Borrow, Invest, and Plan. This is not a traditional business-facing PO role; it requires deep comfort with backend systems, APIs, data flows, and engineering trade-offs. You will serve as the connective tissue between engineering teams and business stakeholders, translating complex technical realities into prioritized, well-scoped work. You will partner closely with Engineering, Architecture, QA, and Business to drive delivery discipline, backlog clarity, and measurable outcomes for mission-critical financial services infrastructure.

Responsibilities:

• Own the product backlog for Core Services platforms including Identity, Rules Manager, Document Service, Notifications, and core banking APIs
• Deep-dive into technical architecture, API contracts, data schemas, and system dependencies to write precise, engineer-ready epics, features, and user stories
• Drive prioritization decisions grounded in technical debt, system risk, regulatory impact, and business value—not just feature requests
• Partner with Engineering leadership (SDMs, Architects) to evaluate feasibility, identify constraints, and ensure scalable, maintainable solutions
• Act as the single point of accountability for backlog clarity, readiness, acceptance criteria, and definition of done
• Lead sprint planning, backlog grooming, and release planning in close collaboration with delivery teams
• Enforce strict release governance—features are well-defined, tested, and aligned with SLA expectations before shipping
• Monitor production incidents and system health metrics; translate operational data into actionable backlog priorities
• Drive cross-team alignment across Clearing, AAS, OLB, Commercial, QA, and Infrastructure teams
• Provide executive-ready reporting on roadmap progress, risks, blockers, and delivery outcomes
• Evaluate technical proposals and tradeoffs with engineering teams, including service isolation strategies, caching layers, and API versioning approaches

Requirements:

• Bachelor's degree
• 5+ years as a Product Owner / Product Manager with demonstrated ownership of backend or platform engineering teams
• Strong working knowledge of REST/GraphQL APIs, microservices architecture, distributed systems, and event-driven design
• Ability to read and interpret technical documentation, API specs, ERDs, and architecture diagrams
• Proven ability to write detailed, unambiguous user stories and acceptance criteria for backend systems—not just UI features
• Experience managing complex cross-system dependencies, integration risk, and competing engineering priorities
• Comfortable working in Agile/Scrum environments alongside senior engineers, architects, and QA teams
• Experience in regulated environments—banking, fintech, or financial services strongly preferred
• Strong communication skills; able to bridge technical and executive audiences with equal fluency

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).