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Sr. Mortgage Loan Processor

Radiant Credit Union

At Radiant Credit Union, we’re a team that thrives on building brighter futures for all through strong financial foundations. We’re looking for genuine, motivated individuals who enjoy connecting with people to join us in delivering exceptional service. If you're seeking a stable, growth-oriented career where work makes an impact, we’d love to meet you! Our Culture We believe everyone who works with us at Radiant should have the power to shine. Our culture is built on connection, care, and community impact. We’re passionate about creating brighter futures by investing in the places we live, work, and play – and that starts with our people. Integrity guides everything we do, and our people are empowered to explore new ideas, grow with purpose, and help shape meaningful experiences for our members. We celebrate the unique light each person brings and foster a welcoming, inclusive environment where everyone feels valued. For all in our community, we go the extra mile to create moments that feel personal and thoughtful, because our members and teammates deserve nothing less than exceptional care and service. To us, taking care of our team includes professional, financial, and personal wellness. Our comprehensive benefits package includes health, dental, and vision insurance, along with access to telemedicine. We offer a generous PTO accrual, eleven and a half paid holidays, and programs like our Employee Assistance Program, gym reimbursement, and education reimbursement to make sure our people are taking time to rest, stay active, and grow. A team of employees who are appreciated and supported is a team that creates the best member experience, so we’re committed to setting the standard for how people should be treated. Position Details Position: Sr. Mortgage Loan Processor Location: Gainesville, FL Remote Status: On-Site Job Id: 285-2026 # of Openings: 1 Essential Functions & Responsibilities Process a large volume of both inbound and outbound real estate loan related phone calls, text messages, emails, and chats from both internal and external members daily. Communicate effectively with borrowers and mortgage loan originators regarding any missing or delayed documentation required for loan approval or clear to close. Verify, compile, and input/update application information into the appropriate mortgage software. Review real estate loan files to verify that all data and documents are complete, accurate, and meet all established standards. Prepare disclosures within the required time frames to meet regulatory standards. Gather and process all loan documentation required and ensure compliance with policy, regulatory, and loan terms. Place orders with outside vendors for title work, appraisals, flood certification, insurance, and any other related items required for the loan to meet underwriting conditions. Perform necessary follow-up on any items required for the loan in a timely manner to ensure target closing dates are achieved. Submit conditions to underwriting to obtain clear to close. Inform supervisor or Mortgage Loan Originator of any discrepancies on any loan documentation provided or ordered. Effectively monitor pipeline report for all loans assigned to their queue to ensure timely forward progress and achievement of target closing date. Coordinate and schedule closings with all required parties (Borrowers, Mortgage Originators, and Outside vendors). Communicate effectively with borrowers, mortgage loan originators, and outside vendors to ensure a best in class closing experience. Generate and coordinate delivery of all closing documentation to appropriate parties. Book and fund closed real estate loans in the appropriate system. Ensure all required payoff checks are generated and mailed. Review closed real estate loan documentation for accuracy and upload to appropriate system. Assign closed real estate files to Post Closing/Servicing. Perform other related duties as assigned. Knowledge and Skills Experience: Five to eight years of similar or related experience. Education: Two‑year college degree or completion of a specialized certification or licensing, or completion of specialized training courses conducted by vendors, or job‑specific skills acquired through an apprenticeship program. Interpersonal Skills: Ability to manage personal contact with others inside and/or outside the organization, maintain confidentiality, demonstrate diplomacy and tact. Mortgage loan or related experience required. Strong communication skills. Proficiency with calculator, typewriter and keyboard. Advanced working knowledge of Microsoft Excel and Word. Excellent time management and organization skills. Physical Requirements Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to stand, walk and sit. The employee is occasionally required to use hands and reach with hands and arms. The employee must occasionally lift and/or move up to 30 pounds. Work Environment: Traditional office setting. Benefits Our comprehensive benefits package includes health, dental, and vision insurance, along with access to telemedicine. We offer a generous PTO accrual, eleven and a half paid holidays, and programs such as our Employee Assistance Program, gym reimbursement, and education reimbursement to make sure our people are taking time to rest, stay active, and grow. #J-18808-Ljbffr

Vacancy posted 10 hours ago
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