Senior Treasury Analyst

Job Title

This is a full-time career opportunity that can be hybrid within a commutable distance to Lancaster, PA

Job Description

The primary responsibility of this role is to contribute to the management and optimization of the Bank's liquidity and collateral position. The incumbent will be responsible for daily and monthly liquidity tracking, developing and enhancing cashflow forecasts, and leading investment back-office and clearing functions within Funds Management. The incumbent will manage daily funding activities with limited oversight, partner with business unit leaders to ensure accurate forecasting and strong operations, contribute to process improvements, and support Treasury's relationships with internal and external partners.

Responsibilities

• Participate in the investment back-office support function for Funds Management, including portfolio accounting, investment and derivative trade processing and settlement, providing added depth in reviewing processes for accuracy and efficiency and supporting improvements where appropriate.
• Assist with the management, monitoring and control of the Federal Reserve daily position for the Bank, as well as daily activity and other Bank balances to ensure accounts are properly funded. Apply sound judgment when identifying exceptions or irregularities, escalating issues as needed.
• Coordinate purchasing and selling overnight Federal Funds, forming and maintaining positive relationships with brokers to optimize the Bank's available overnight Federal Funds lines.
• Ensure appropriate daily and month end General Ledger (GL) entries are posted and resolve outstanding reconcilement items with Corporate Accounting Partners (CAP).
• Optimize the daily and monthly collateralization of the Bank's municipal deposits and ensure proper reporting compliance, identifying trends and recommending adjustments where needed.
• Contribute to the optimization of the Bank's loan collateral and reporting to the FHLB and FRB, with responsibilities to include coordinating reporting efforts and maintaining working relationships with both agencies. Demonstrate ownership in maintaining data accuracy and consistency in reporting files.
• Partner with business units to develop monthly deposit and loan cashflow projections, working to advance the forecasting process and improving data quality and consistency across the organization. Take initiative in identifying gaps in inputs or processes and recommending enhancements to strengthen forecast reliability.
• Maintain and update procedures, train designated employees as Treasury Operations backup and serve as a resource for questions to help ensure continuity in daily Treasury Operations.
• Assist with internal and external audit requests, including monthly, quarterly, and ad hoc audit confirmation letters for public fund accounts.

Qualifications

Education

Bachelor's Degree or the equivalent experience. Specialty: Finance, Accounting, Business Administration, or other applicable. (Required)

Experience

5 or more years treasury. (Required)

2 or more years banking or financial services. (Required)

2 or more years liquidity management. (Preferred)

1 or more years accounting. (Preferred)

Knowledge, Skills, and Abilities

• Familiarity with fixed income capital markets, funding instruments and Treasury-related accounting (Required)
• Strong organizational and communication skills (Required)
• Strong analytical skills to interpret liquidity and forecasting data (Required)
• Familiarity with Accounting & General Ledgers (Required)
• Ability to work independently and exercise sound judgment in daily funding decisions (Required)

Other Duties as Assigned by Manager

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency

To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range for this position is $81,200.00 - $135,300.00 annually. Additional Compensation Components This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.

Benefits

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

EEO Statement

Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.