Loan Officer

Loan Officer Apprentice I/II Start a career with First National Bank Alaska, the Best Place to Work in Alaska as recognized 11 years in a row by Alaska Business magazine readers. Salary: $23.25/hour or $25.42/hour minimum . Job/salary offer would be commensurate with job level and experience. General Purpose Summary Builds administrative, technical and business development skills in commercial lending by performing the following essential duties and responsibilities: Essential Duties and Responsibilities Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Develops a working knowledge of commercial lending through on-the-job training, mentoring and participation in a schedule of job specific training including cash flow analysis, collateral evaluation, business development, portfolio management, general underwriting, etc. Becomes familiar with bank policies and procedures, and industry practices and regulations through reading technical and procedural manuals, and reports and publications related to lending and the banking industry. Represents the bank in the community in order to develop and promote additional business. Completes special projects assigned by supervisor. Performs other work-related duties as assigned by supervisor. Compliance Expectations Stay updated on relevant laws and regulations and complete all compliance training on time. Knowledgeable of and comply with bank policies, procedures, laws and regulations that apply to you and your job. Maintain customer confidence and protect the bank’s operations by you and your delegates by identifying and protecting confidential information. Qualification Requirements To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Education and/or Experience LOA I Minimum: Bachelor's degree in business administration, finance, marketing or a related field, plus one year FNBA experience; or three years FNBA experience; or equivalent combination of education/training and experience. Preferred: Previous customer relationship, Treasury Management, or outside sales experience. LOA II Minimum: Bachelor's degree in business administration, finance, marketing or a related field, plus two years FNBA experience; or four years FNBA experience; or equivalent combination of education/training and experience. Preferred: Previous customer relationship, Treasury Management, or outside sales experience. Other Skills and Abilities Word processing and spreadsheet experience required. Ability to handle highly confidential information, deadlines, and time constraints required. Language Skills Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents. Ability to respond to inquiries from customers, regulatory agencies, or members of the business community. Ability to effectively present information to top management and the public. Mathematical Skills Ability to work with mathematical concepts such as probability and statistical inference. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical solutions. Reasoning Skills Ability to solve practical problems and deal with a variety of variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk and hear. The employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms. The employee is occasionally required to stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision ability required by this job includes close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus. Working Conditions The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The noise level in the work environment is usually moderate. #J-18808-Ljbffr