Commercial Title Examiner

Commercial Title Examiner

The Commercial Title Examiner is responsible for conducting thorough title searches and examinations on complex commercial real estate transactions. This role evaluates property records to identify ownership history, liens, encumbrances, and other matters affecting title. The examiner prepares comprehensive title commitments and collaborates with underwriters, attorneys, escrow officers, and clients to ensure the accuracy and insurability of title prior to closing.

Key Responsibilities:

• Conduct in-depth title searches using online and physical public records to determine property ownership, easements, restrictions, judgments, tax status, and encumbrances.
• Examine title documentation on commercial properties, including multi-parcel transactions, developments, industrial, office, and retail properties.
• Analyze recorded documents such as deeds, mortgages, leases, plats, surveys, court proceedings, and corporate documentation for title implications.
• Identify title defects, assess associated risks, and provide solutions or requirements to clear title issues.
• Prepare accurate and timely title commitments, title reports, and policies in accordance with underwriting standards.
• Communicate with internal staff, clients, attorneys, surveyors, and underwriters to resolve title questions and finalize commitments.
• Stay current with jurisdictional recording requirements, real estate law, and underwriting guidelines.
• Support pre-closing and post-closing teams by clarifying exceptions and requirements.
• Review and approve updates and endorsements to title commitments as needed.
• Maintain organized records and ensure all documentation complies with internal and regulatory standards.

Qualifications:

• Minimum 5 years of experience in title examination with a strong emphasis on commercial real estate
• Proficient knowledge of property legal descriptions, survey interpretation, and chain of title analysis
• Familiarity with ALTA title standards, state-specific regulations, and underwriting procedures
• Experience working with national underwriters and large commercial transactions
• Experience with title production software (e.g., SoftPro, RamQuest, or equivalent)
• Strong research, analytical, and problem-solving skills
• Exceptional attention to detail and ability to manage multiple complex files simultaneously
• Clear and professional communication skills--both written and verbal
• High level of integrity, confidentiality, and professionalism