Sr. Underwriter

Senior Energy Underwriter

The Senior Energy Underwriter is responsible for managing a portfolio of energy-sector accounts and driving both new and renewal business opportunities across the energy insurance market. This role evaluates complex operational and environmental risks inherent to energy operations, reviews applications and technical documentation, analyzes exposure data, and determines appropriate coverage terms, conditions, and pricing to support sound underwriting decisions. The Energy Underwriter develops and maintains underwriting practices and guidelines in accordance with delegated authority and actively builds strong relationships with brokers, clients, and industry stakeholders within the assigned portfolio.

What will your job entail?

• Underwrites new and renewal energy-sector risks, evaluating submissions, policy forms, broker requests, engineering reports, and supporting documentation in alignment with corporate underwriting standards and energy-specific guidelines. Obtains additional technical data as needed.
• Assesses and determines risk acceptability, deciding whether to accept, modify, or decline accounts based on analysis of exposure type, operational hazards, geographical considerations, safety controls, loss history, and other critical factors relevant to energy operations.
• Establishes appropriate coverage structures, including limits, premiums, terms, and conditions, based on risk evaluation and established underwriting strategies. Ensures disciplined portfolio management across energy lines of business.
• Delivers high-quality underwriting service for new and renewal energy accounts, demonstrating strong technical competence, industry knowledge, and adherence to underwriting authorities and compliance standards.
• Identifies and evaluates complex operational exposures, ensuring compliance with regulatory, environmental, and industry-specific requirements (domestic and international) established by carriers and governing bodies.
• Develops premium projections and contributes to business planning, supporting budget goals, profitability targets, and sustainable portfolio performance.
• Maintains and strengthens broker relationships, collaborating closely with internal teams to manage the full underwriting cycle—including submissions, pricing, quotes, bind orders, and policy issuance—to provide accurate and timely service to clients.
• Builds long-term professional relationships within a designated energy portfolio, operating within delegated authority and partnering with brokers to design tailored insurance solutions for clients in the energy sector.
• Drives new business opportunities while maximizing retention, ensuring proactive review of renewals and execution of strategies that meet growth and profitability objectives.
• Participates in marketing and industry engagement activities, attending market events, webinars, and training sessions to remain current on competitive dynamics, regulatory developments, and emerging energy underwriting trends.
• Maintains up-to-date knowledge of energy industry risks, evolving technologies, market conditions, regulatory requirements, and underwriting best practices, adjusting strategies to align with industry changes.