Senior Financial Analyst

Job Description

Job Description

Description:

At Cobalt Benefits Group (CBG), we specialize in customized, self-funded benefit solutions as a trusted third-party administrator (TPA). With over 30 years of experience, we are committed to delivering exceptional service, compliance, and innovation in healthcare administration. The Senior Financial Analyst plays a key role in strengthening financial visibility across the organization, ensuring that planning, forecasting, and reporting align with business needs, growth objectives, and operational goals.

The Senior Financial Analyst will support Cobalt's Financial Planning & Analysis function through financial modeling, forecasting, reporting, variance analysis, and decision support. This role will own assigned analytical workstreams and components of the planning and reporting processes, producing high-quality analysis that improves visibility into financial and operational performance.

The ideal candidate is a highly analytical and curious finance professional who can translate data into clear insights, work independently, and build effective partnerships with finance and non-finance stakeholders. 

Responsibilities 

• Own assigned components of the annual budget, rolling forecast, and long-range planning processes, including preparation of models, schedules, assumptions, and supporting analysis.
• Analyze actual results against budget and forecast, identify key drivers of variance, and develop clear explanations of financial performance.
• Maintain assigned forecast inputs and proactively identify opportunities to improve forecast accuracy and planning processes.
• Build scenario, sensitivity, and ROI analyses to support business decisions and evaluate risks and opportunities.
• Prepare recurring financial and operational reporting and supporting analysis.
• Analyze enterprise and assigned business KPIs, including revenue, margin, EBITDA, cash flow, and relevant operational metrics.
• Identify trends, risks, and opportunities and communicate findings clearly, including actionable insights where appropriate.
• Serve as the FP&A partner for assigned functional or operational areas, providing timely financial analysis, reporting, and decision support.
• Work with assigned business stakeholders to understand operating drivers, financial performance, and business needs.
• Own or support business-unit P&L and contribution-margin analysis.
• Follow established FP&A planning, reporting, reconciliation, and governance standards.
• Assist with ERP and FP&A system implementation, testing, reporting design, and process-improvement activities as needed.
• Identify and implement opportunities to automate recurring analysis and improve reporting efficiency and scalability.
• Help maintain consistent financial definitions, model structures, and reporting standards across assigned work.

• Bachelor's degree in finance, accounting, business, or a related field.
• 4+ years of progressive experience in FP&A, corporate finance, financial analysis, or a related role.
• Strong financial modeling, forecasting, budgeting, and variance-analysis skills.
• Advanced Microsoft Excel skills and comfort working with large and complex datasets.
• Strong analytical and problem-solving skills with the ability to translate data into clear business and financial insights.
• Strong attention to detail and commitment to accurate, reconciled financial analysis.
• Ability to communicate effectively and build productive relationships with finance and non-finance stakeholders.
• Experience with ERP systems and FP&A/planning platforms; Workday Adaptive Planning experience strongly preferred.
• Experience with business intelligence, data visualization, or financial reporting tools is a plus.

Benefits

After successfully completing a waiting period, eligible Full-time employees have access to our comprehensive benefits package, including:

• Fantastic medical, dental, and vision insurance*
• Twice annual employer HSA contributions, covering 50% of the HDHP plan’s annual deductible!
• Company provided Basic Life and AD&D
• Company paid Short-Term and Long-Term Disability**
• Flexible Spending Accounts*
• 401(k) Retirement Plan with up to a 6% employer-match** WOW! (100% fully vested after 3 years)
• 10+ paid holidays
• Fully Paid half day Summer Fridays
• Generous paid vacation and sick time
• Annual Paid Volunteer Day
• Annual Tuition Reimbursement
• Annual Health and Wellness Reimbursement
• Lots of fun company events

*60 day waiting period**90 day waiting period

Who We Are

Cobalt Benefits Group has been named one of the Best Companies to Work for in NH 2026 by NH Business Magazine! As a trusted third-party administrator (TPA) specializing in self-funded benefit plans, Cobalt Benefits Group (CBG) is committed to helping employers find high-quality coverage at a cost they can afford. We administer self-funded insurance benefits through our four lines of business: EBPA, Blue Benefit Administrators of Massachusetts, CBA Blue, and Great Bay Administrators. With over 30 years of experience and a dedicated team of more than 300 employees, we work collaboratively to build customized self-funded health plans, manage claim payments and disputes, and administer other specialized programs such as FSAs, HSAs, COBRA, and retiree billing. Join us as we match employers across our region with the right solutions for their employee benefit needs. To learn more about working at CBG, visit

Cobalt Benefits Group is an Equal Employment Opportunity employer.

Cobalt Benefits Group participates in E-Verify to confirm the employment eligibility of all new hires.