Credit Underwriter I-II

Job Description Bank of America is committed to an in‑office culture that supports collaboration, engagement, and career development. The company values inclusion and aims to provide excellent benefits and opportunities for growth. Responsibilities Lead the credit analysis process with the support of other analysts and associates Partner with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements Monitor operating performance and financial condition, proactively identifying issues and opportunities Assist in the delivery of financial modeling, loan structure, industry, economic, and other analyses to support the loan decision‑making process Review work of junior teammates to provide feedback and coaching, ensuring compliance with laws, rules, regulations, and policy procedures May have primary coverage responsibility for a portfolio of clients with limited complexity and credit approval for certain credit actions Participate in loan structure conversations and completion of loan documentation with internal and external legal partners Skills Attention to Detail Credit and Risk Assessment Financial Analysis Underwriting Written Communications Analytical Thinking Credit Documentation Requirements Financial Forecasting and Modeling Recording/Organizing Information Business Acumen Collaboration Collateral Management Loan Structuring Prioritization Required Qualifications 3+ years of solid experience in Commercial Banking (Middle Market, Large Corporate, or Leveraged Finance) underwriting, performing financial analysis, structuring, and portfolio management Strong communication and analytical/technical skills, including financial accounting, modeling, and loan structuring Desired Qualifications Participate with RM or COs to negotiate Credit Agreements and loan documents, as needed Be knowledgeable of the closing process and timeline for all types of loans (e.g., real estate, revolvers) BA/BS degree desired Shift 1st shift (United States of America) Hours Per Week 40 #J-18808-Ljbffr Bank of America