Credit Officer - Global Markets Credit - Municipal Banking and Markets

Job Description The Credit Officer role requires a comprehensive skill set to effectively execute broad risk management responsibilities within Corporate & Financial Institutions Credit Risk. Responsibilities include developing and maintaining a deep understanding of the Global Banking & Markets product spectrum; driving speed to market and asset quality; assessing client, industry, and macro-level risk; independently assessing creditworthiness and establishing appropriate terms and conditions to mitigate risk within the bank’s risk appetite; managing a complex portfolio of clients, monitoring credit profiles and compliance; providing high‑quality and efficient credit approval to Corporate Banking, Investment Banking, Global Markets, and Treasury while observing established credit policies and guidelines; structuring transactions and negotiating credit documentation; establishing internal risk ratings and implementing accurate adjustments throughout the client’s credit life cycle; developing and managing internal relationships with business partners; and participating in strategic projects to support business goals. Responsibilities Responsible for all aspects of the credit risk management of Municipal Banking and Markets counterparties/issuers. Manage a high‑volume, fast‑paced portfolio using a risk‑based approach to support revenue generation while adhering to established credit risk standards. Partner closely with Global Markets stakeholders, including Trading, Structuring, and Sales, as well as internal support functions. Evaluate and support transactions within a dynamic capital markets and trading environment, requiring strong execution and prioritization skills. Required Qualifications 5+ years of prior counterparty credit risk management and due diligence experience. Proficient with Microsoft Office and Bloomberg. Desired Qualifications Financial institutions or municipal counterparty experience. Skills Analytical Thinking Credit and Risk Assessment Financial Analysis Research Analysis Underwriting Attention to Detail Business Acumen Financial Forecasting and Modeling Loan Structuring Written Communications Business Development Collaboration Critical Thinking Portfolio Analysis Stakeholder Management Shift 1st shift (United States of America) Hours Per Week 40 Pay Transparency details US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100) Pay and benefits information Pay range: $145,000.00 - $198,000.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary incentive eligible: This role is eligible to participate in the annual discretionary plan based on overall individual performance results and behaviors, the performance and contributions of the line of business and/or group, and the overall success of the Company. Benefits This role is currently benefits eligible. Industry‑leading benefits, paid time off, and resources are provided to support employees’ impact and sustainable growth of the business and communities. #J-18808-Ljbffr Bank of America