Commercial Loan Closer

Commercial Loan CloserResponsible for facilitating the commercial loan closing process via timely and accurate preparation and review of commercial loan documentation. Responsible for identifying and resolving any/all issues prior to closing, and for ensuring commercial loan documentation and closing packages adhere to the loan approval, loan policy/procedures, and compliance with banking regulations.Duties & ResponsibilitiesResponsible for ensuring commercial loan documentation packages are complete and ready for closingResponsibility and authority to deny or delay loan closing based on findings of the commercial loan documentation package reviewReview commercial loan packages for: Completeness, accuracy, and legality of the documentationCompliance with regulatory requirementsAdherence to bank policy/proceduresAdherence to all terms, conditions and requirements of the loan approvalEnsure adequate approval authority is obtainedCollaborate with Loan Processors, Lending Assistants and Commercial Lenders to ensure all documentation and due diligence is completed accurately prior to loan closingMakes decisions, recommendations and provides guidance to Loan Processors, Lending Assistants and Commercial Lenders for additional documentation as applicableReview for Home Mortgage Disclosure Act (HMDA) compliance, as applicableVerify flood and hazard insurance requirements are met/fulfilled, including but not limited to validation of coverage and documentation of loss payeeEnsure compliance with SBA requirements, including but not limited to validation of SBA Authorization against Bank loan documentsCoordinate handoff to booking and fundingMaintain a thorough understanding of the documentation requirements of commercial loans and SBA loansPerform other duties as assignedPosition is not remoteMinimum QualificationsWork Experience5 + years commercial loan documentation experience to include experience in commercial loan documentation review, quality control, and/or audit reviewWorking knowledge of commercial loan documentation, loan policy, and banking regulationsStrong decision making and organizational skills with attention to detailEducation/SkillsBachelor's Degree or Equivalent business experience in commercial banking loan servicing or loan administration, internal audit, risk management, quality assurance or quality controlBasic accounting knowledgeStrong organizational skills with the ability to work in dynamic environment, that demands the ability to manage multiple and often competing prioritiesStrong interpersonal skills and problem solving skillsDetail oriented, with a high degree of accuracyExcellent customer service skillsEquipment/Machines/SoftwareExcellent computer literacy in all Microsoft Programs (Outlook, Word, Excel, Power Point)Proficiency in Adobe Reader and various internet browsersExperience with smart device(s), dual monitors, copier, fax, scanner, phone system, printers, calculators, telephone headsets and other electronic devicesCore loan processing system and imaging system experienceCompetency RequirementsAbility to resolve conflict and provide resolution professionally and in an empathetic manner to customersAbility to work independently with minimal supervision, take initiative, and make effective decisionsAbility to read and interpret loan documents & data to othersProfessional verbal and written communication skills, on the phone and in personProven organizational skills with ability to multi-task and follow assigned tasks through completionPhysical RequirementsMust be able to reach, bend and lift files equivalent of up to 25 lbsMust be able to sit for most of the day in front of a computerMust be able to write, speak and hear to communicate with customersMust be able to read from a computer screen and other paper reportsMust be able to type on keyboardMust be able to be mobile in an office environmentThis job description does not imply an employment contract, nor is it intended to include every duty and responsibility that employee is responsible. Duties and tasks may be assigned by management team based on department and business needs.Jefferson Bank is an EEO employer and an Affirmative Action Employer, M/F/Disability/Protected Veteran Status.