Insurance Producer - Personal & Commercial Lines

Role Overview

Grimes Insurance Group is seeking a motivated, relationship-driven Insurance Producer to join our growing independent insurance agency. This position is primarily responsible for generating new personal and commercial lines business, developing long-term client relationships, and helping individuals, families, and businesses identify the right insurance solutions for their needs.

The ideal candidate is a self-starter who enjoys building relationships, developing referral sources, and creating new business opportunities. As an independent agency representing multiple insurance carriers, our producers have access to a broad range of products and markets to provide clients with competitive and comprehensive insurance solutions.

This position offers a competitive base salary plus uncapped commission and bonus opportunities , providing significant earning potential for a successful producer.

About Grimes Insurance Group

• Locally owned Trusted Choice® independent insurance agency
• Fun, friendly, family-oriented work environment
• Established agency with a strong reputation in the community
• Team approach to sales, marketing, and client service
• High client and employee retention
• Multiple insurance carrier relationships and product options
• Personal, commercial, life, and specialty insurance opportunities
• Strong internal service support, allowing producers to focus on sales and relationship development
• Significant earning and career-growth potential based on individual performance

Key Role Responsibilities

• Generate new personal and commercial lines insurance business through referrals, networking, centers of influence, community involvement, prospecting, and agency-generated opportunities
• Develop and maintain a strong pipeline of prospective clients and consistently work toward established new-business and revenue goals
• Build relationships with referral partners, including mortgage professionals, real estate professionals, financial advisors, attorneys, business owners, and other community contacts
• Meet with prospective clients to understand their personal or business exposures, current insurance programs, coverage concerns, and long-term needs
• Gather and analyze underwriting information to develop appropriate insurance recommendations
• Work with the agency's carrier partners to identify competitive coverage and pricing solutions for prospective clients
• Prepare, present, and explain insurance proposals in a professional and consultative manner, focusing on coverage and value rather than price alone
• Quote, negotiate, and close new business while coordinating with agency service staff to ensure a smooth onboarding process
• Conduct insurance reviews to identify coverage gaps and additional opportunities involving home, auto, umbrella, commercial, life, and other insurance products
• Cross-sell and account-round existing and prospective relationships to provide comprehensive insurance solutions
• Develop long-term relationships with clients that generate strong retention, referrals, and additional sales opportunities
• Maintain accurate prospect, sales activity, pipeline, and client information within the agency management system
• Consistently follow up with prospects, referral partners, and clients throughout the sales process
• Maintain a strong working knowledge of insurance products, coverages, underwriting guidelines, carrier appetites, industry regulations, and market trends
• Participate in agency sales meetings, marketing initiatives, community events, networking opportunities, and other business-development activities
• Work collaboratively with agency leadership and account management staff to achieve overall agency growth and retention goals

Qualifications

• Active North Carolina Property & Casualty (P&C) insurance license , or ability to obtain within an agreed-upon timeframe
• Previous insurance sales, account management, financial services, or professional sales experience preferred
• Proven ability to develop relationships, generate new opportunities, and close business
• Strong understanding of personal and/or commercial insurance products, coverages, underwriting, and rating procedures preferred
• Entrepreneurial mindset with a strong desire to grow a book of business
• Highly motivated, competitive, goal-oriented, and accountable for individual results
• Excellent interpersonal, presentation, written, and verbal communication skills
• Ability to communicate complex insurance concepts clearly and confidently to clients
• Strong follow-up, organization, time-management, and pipeline-management skills
• Ability to work independently while contributing to a team-oriented agency environment
• Professional demeanor with a strong commitment to integrity and exceptional client service
• Comfortable developing business through networking, referrals, prospecting, and community involvement
• Proficiency with computers, CRM systems, agency management systems, Microsoft Office, and related technology
• Bachelor's degree or equivalent professional experience preferred
• Active North Carolina Life insurance license preferred but not required

Compensation

• $45,000 first year base salary
• Uncapped commission
• New-business production incentives
• Performance-based bonus opportunities
• Increased earning potential as production and book of business grow

Benefits

• SIMPLE IRA with 3% company match
• Paid time off (PTO)
• Paid holidays
• Professional development and continuing education opportunities
• Insurance licensing and industry education support
• Career advancement opportunities
• Stable career in a growing industry
• Supportive, team-oriented agency environment

What Success Looks Like

A successful Insurance Producer at Grimes Insurance Group is more than an insurance salesperson. You will become a trusted insurance advisor to your clients while building a profitable and sustainable book of business.

We are looking for someone who is motivated to develop relationships, actively pursue new opportunities, provide exceptional advice and service, and contribute to the long-term growth of Grimes Insurance Group.

Additional Job Application Terms

This job is part of LinkedIn’s Full-Service Hiring beta program. Eligibility is limited to candidates located in and performing services in the United States, excluding those based in Alaska, Hawaii, Nevada, South Carolina, or West Virginia.

We’re committed to making our hiring process as smooth and timely as possible, and we understand that waiting to hear back can add to the anticipation. If you’re a potential fit, our team will reach out within two weeks to progress you to the next stage. If you don’t hear from us in that time, we encourage you to explore other opportunities with our team in the future, and we wish you the very best in your job search.