Commercial Banking Officer

Commercial Banking Officer, C&I Focus The role Own the full life cycle of C&I relationships. Source new business, structure and price credits, guide the deal through underwriting, coordinate closing, then manage and grow the relationship. Some exposure to CRE that behaves like C&I, for example owner-occupied and cash flow driven multifamily, new construction tied to operating companies, industrial, and occasional aircraft. Primary emphasis remains C&I. What you will do Build a high quality C&I portfolio, target new production north of 15M annually Prospect through centers of influence, industry networks, and direct calling Analyze financials yourself, identify cash flow, collateral, and the five Cs, and craft the credit story before handoff to underwriting Structure lines, terms, equipment facilities, and participations when appropriate Serve as point person through documentation and closing, then provide ongoing relationship management and cross-sell of treasury services Maintain pricing discipline and margins consistent with bank goals Requirements Strong credit athlete who loves to hunt, then sit with the numbers and make them make sense Proven C&I production with an active COI network Hands-on understanding of cash flow, collateral, covenants, and loan documentation Relationship owner who keeps the customer, not a producer who hands everything off Team mindset with the judgment to know when a deal fits policy and how to structure it so it works Why this platform Traditional banking model with real banker autonomy Decisions are not made “out of a box,” the banker owns the credit story and outcome Portfolio ownership from origination through servicing, clear accountability and client continuity Compensation and benefits Competitive base salary Uncapped incentive plan, 45 basis points on funded volume once targets are met, subject to program parameters #J-18808-Ljbffr The Agency Recruiting