Credit Analyst

Credit AnalystGerald Group is one of the world’s oldest and largest commodity trading companies focused on the merchanting of non-ferrous, ferrous, precious metals. For over six decades, we have distinguished ourselves as leading market specialists in the merchanting of all forms of refined metals and raw materials around the world. We take pride in our well-earned reputation as a dedicated and trusted partner to top-tier miners and processors, industrial consumers, and major financial institutions. We are boldly continuing this tradition as we advance a more sustainable metals trade. Founded in the United States, our main trading office is in Stamford, Connecticut. Our world-wide operations are supported by trading hubs and offices in Geneva, Shanghai, Dubai, and other locations. In addition to our merchanting business, our mining assets include the Marampa Mines iron ore mine in Sierra Leone, and the Soremi copper and zinc mine in the Republic of Congo.The Credit Department provides worldwide credit risk assessments to support various departments across the Gerald Group. The analyses and reports prepared by the Credit Analyst are essential to maximizing sales while minimizing risk and protecting the company from credit losses. She/he is responsible for various credit related functions including but not limited to performing credit reviews on local and international customers and preparing credit proposals, monitoring the compliance with the credit policy and credit limits, assisting to manage the credit insurance program as well as performing due diligence (i.e. KYC) on counterparties.Responsibilities:Perform credit reviews and prepare credit proposals for various local and international counterpartiesAnalyze financial data and other market-related information to support the credit department or other department(s) of the company for structured trade deals and/or investment activitiesAnalyze the credit exposures and monitor compliance with approved credit limits and internal credit policiesMonitor overdue receivables and coordinate the collection process, including follow-up with counterparties and internal stakeholders to ensure timely resolutionPrepare weekly credit exposure reports for senior managementAssist with the mitigation of the credit risk (e.g. credit insurance)Assist in the review and development of credit risk-related policies and proceduresAssist in assessing KYC applications for local and international counterparties (e.g. supplier, customer, warehouse, shipping companies etc.)Experience:Bachelor (equivalent or higher) degree in Finance, Economics, Accounting, Business Administration or similarAt least 3-5-year experience in credit risk management, financial analysis or financial audit within a trading house, a bank, or one of the big four firmsCFA candidate or charter holder is a plusAdditional language (inc. Mandarin, Spanish, French) will be a plus with a preference with MandarinKnowledge of the commodity business and transactionsGood analytical and organizational skillsAbility to work independently and under pressureWilling to travel in North America and from time to time internationally (as requested)Excellent interpersonal skillsExcellent written and verbal communication skillsHigh level of attention to detailAbility to work in office 5 days a week