Junior Underwriter

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Underwriters play a crucial role in evaluating risks and determining the appropriate insurance coverage for individuals or businesses. As a Junior Underwriter, you'll be learning the ins and outs of the underwriting process and gaining practical experience under the guidance of experienced professionals. Responsibilities and Duties Learning underwriting guidelines and policies: You'll familiarize yourself with the company's underwriting guidelines and the criteria used to assess risk. Analyzing insurance applications: You'll review insurance applications submitted by clients, verifying information, and evaluating potential risks. Gathering and evaluating data: You'll collect and analyze data on the applicant's background, risk factors, and any other relevant information to make informed decisions. Assisting with risk assessment: You'll work alongside experienced underwriters to evaluate the level of risk associated with insuring a particular client or business. Policy development: You may assist in developing new insurance policies and products tailored to specific markets or industries. Communication: You'll interact with insurance agents, brokers, and clients to obtain additional information and clarify any questions related to the underwriting process. Continuous learning: As a trainee, you'll be expected to stay updated on industry trends, changes in regulations, and advancements in underwriting techniques. Requirements and Qualifications Bachelor's degree in finance, business, economics, or a related field. Basic knowledge of insurance principles and practices preferred (previous experience or coursework is a plus but not required) Strong analytical and critical thinking skills. Attention to detail and accuracy in assessing risk. Good communication and interpersonal skills. Ability to work in a team-oriented environment. Bilingual (English/Mandarin) preferred Pay Range 25.00 - 33.00 Hourly The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role. Teammate Benefits & Total Well-Being Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”. We think of ourselves as a team, so we have teammates - not employees. We strive to attract people who are competitive, driven, and disciplined. Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Founded in 1939 as a small, two-partner firm, Brown & Brown (NYSE: BRO) and our team of companies have grown into one of the world’s largest insurance brokerages while staying true to our foundation of trust, resilience, and delivering results. With a team that is as connected locally as it is globally, our high-performing, highly collaborative team delivers innovative risk and insurance solutions. We look for individuals who embrace our culture, thrive in a collaborative environment, are driven to grow and succeed, and are committed to always doing what is right. With a unique culture built on integrity, superior capabilities and grit, we value teamwork, trust and courage. We think of ourselves as a team, so we have teammates - not employees, and leaders - not managers. Everything we do is about the greater “WE”-never “me.” While diverse in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. #J-18808-Ljbffr 001 Brown & Brown, Inc