Commercial Real Estate Loan Specialist

Location: Onsite at location listed in posting The Pro CRE Loan Specialist II position is a specialized position responsible for reviewing and understanding the Real Estate Loan approval/request, providing thorough, objective analysis of the construction documentation and funding requirements in the RE loan documents, and all supporting documentation required for closing, and confirming that the loan documents provide that the loan is being closed as required by the approval. The closing process may include an objective analysis of the construction documentation and a knowledge of the construction/draw process. This position is expected to lead the RE loan closing, construction monitoring and review process, including funding requests, invoices, AIA requests from the General Contractor, completion requirements as required by the loan documents and other supporting documents and final completion documents. This position ensures collateral remains perfected, legal documentation supports credit approval, and all risk controls have been met in order to proceed with closing and ultimately funding the construction as requested. Loan products include construction loans, term loans, revolving lines of credit and other commercial debt.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Review Commercial Real Estate Loan Approval for all deal terms and requirements and confirm that all terms, requirements, and Borrower information is consistent with term sheet, commitment letter (if applicable), and Loan Closing Documents. Verify standard Loan Closing Documents are complete and accurate according to policies and procedures. Work with bank counsel and Line of Business to review the Loan Closing Checklist and the documents received. Request and review bids from 3rd party Construction Consultant(s) when required. Review and approve any Up Front and monthly reports as provided by Consultant. Review and approve all required construction documents, provide comments, and forward to 3rd party consultant as required by policy and/or procedures. Interface with Lenders, Borrowers, Attorneys, Title Companies, General Contractors, Consultants, and Agents to ensure proper documentation is received for Loan Closings and Draw Requests. Verify Payment Instructions that are provided by Title Company, Agent and Borrower. Maintain and update project budgets as approved at closing, track changes and ensure funds are sufficient to complete the project. Approve loan Budget changes within established limits or refer loan to RM or SCO for further approval/override as provided by Policy. Review and approve Draw Requests and supporting documents as submitted by Borrower. Provide documentation to Loan Operations to disburse loan funds within the established SLA. Manage the disbursement and payment process to and from bank participants, junior lenders and agents. Provide primary support and partnership to Relationship Manager (RM) and Portfolio Managers (PM) to ensure construction maintains strong quality, while facilitating risk control measures for the Bank. Works closely with senior management, RMs, PMs, Credit Risk, Compliance and Internal Audit partners to ensure that the credit remains in compliance with Bank and Regulatory policies. Provide set-up sheets to Loan Operations to book, maintain and update the loan tracking system with Borrower and Loan information. Ensure compliance with approved Policies and Procedures. Manage loan exceptions. Monitor requirements as provided by executed leases and permanent lenders. Maintain a working regulatory knowledge regarding, Flood Insurance, General Insurance, Title Issues, Mechanics Lien Law, Survey’s and Bank Loan Documentation. Perform all other duties as assigned About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at . Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. Job Info Job Identification 1401 Job Category Support Posting Date 09/22/2026, 06:44 PM Degree Level Bachelor's Degree Job Schedule Full time Locations 1 GLENWOOD AVE, RALEIGH, NC, 27603, US #J-18808-Ljbffr First Horizon Corp.