Sr. Data Analyst

Sr. Data AnalystAs a Sr. Data Analyst, you'll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. This person must have excellent analytical capabilities in order to create accurate, thoughtful, clear recommendations that drive how we manage our business. Statistical Analysis, data mining, Advanced Excel, SQL & Python skills, effective communication skills, an entrepreneurial and proactive approach, exceptional time management and an ability to comfortably work with senior management are also critical for success in this role.What you'll do:Develop and implement business improvements, including:Provide real time analysis of our loan portfolio and new loan originations to identify and understand items that could substantially impair portfolio returnsDetect quality breakdowns in our credit/underwriting system that create credit, legal, or bank partner focused compliance risksDrive improvements in credit performance by finding pockets of low risk consumer where we can approve more loansUse multivariate statistical/predictive models to conduct diagnostic analysis to answer key business questionsAnalyze sales and digital application funnels to identify areas of opportunity to generate additional originationsDevelop PowerPoint presentations that summarize your analysis and your recommendations. Present your findings to VP level Executives.Measure the likely cost and benefit of business improvementsLeverage combination of following to drive actionable business insights: Financial modeling, SQL, Python, AI tools, hypothesis testing, statistical analysis and forensic analysisDesign portfolio monitoring, processes, and controls for managing credit risk and identifying root causes of changes in loan performancePlay an active role to drive your proposals all the way into implementation – you will be required to be hands on to make this happen and ensure your proposals deliver desired business results.What you'll bring:5+ years of experience in data science, quantitative business analysis, and/or statistical analysis; or relevant Master's Degree / MBA with 2+ years of experienceMBA or Bachelor's Degree in Engineering, Scientific field, Finance, or AccountingSelf-starter with the ability to work efficiently under direction of managerExperience leveraging PowerPoint to outline analytic results and make proposalsUnderstanding of how to leverage regression analysis and decision trees to prove merits of a proposed improvementStrong MS Excel skillsBasic/Intermediate SQL skillsBasic Python skillsUnderstanding of decision trees, segmentation, regression and other intelligent decision models used to analyze customer response behaviors, interaction patterns and propensityMinimum level of Math coursework: Calculus 1, Statistics 1 (math problem solving skills required)Preferred skills:Prior experience in one or more of more of: business analysis or consultingAdvanced SQL querying skillsData visualization toolsAbility to leverage AI to generate quicker insightsCoursework in Statistical Programming, Simulation, RegressionKnowledge of and ability to interpret Probability Distributions, Hypothesis Testing, Regression techniques like Logistic Regression, Confidence IntervalsAdditional InformationAchieve well-being with:Hybrid and remote work opportunitiesMedical, dental, and vision with HSA and FSA optionsNote: We will be unable to facilitate H1-B Visa transfer or sponsorship, along with STEM-OPT Visa.Work from home/hybrid:We are proudly offering hybrid options in the Phoenix, AZ and San Francisco, CA metro market. We are offering 100% remote work in other approved locations.Salary Range: $115,000 - $145,000 + bonus + benefitsThis information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.Join Achieve, change the future.At Achieve, we're changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you'll get to be a part of their journey to a better financial future. We're proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job—it's a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.