Credit Officer

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This role is a great opportunity to highlight the unique nature of the Sports Finance & Advisory team and attract candidates who are interested in building deep industry expertise while working in a highly collaborative environment. Credit Officer I/II – Sports Finance & Advisory Middle Market Commercial Banking Bank of America's Sports Finance & Advisory team is seeking a Credit Officer I/II to support a portfolio of clients comprised of professional sports leagues, teams, stadiums, arenas, and related sports enterprises across the United States and select international markets. As a dedicated specialty team, Sports Finance & Advisory operates with an integrated coverage model, providing financing solutions and strategic advice exclusively to organizations within the sports ecosystem. This position offers a unique opportunity to develop deep industry expertise, build relationships across the sports landscape, and work alongside experienced professionals focused on one of the most dynamic sectors in commercial banking. The Credit Officer (CO) is responsible for delivering strategic and customized debt capital solutions to sports industry clients and prospects. The role encompasses structuring and advising on a broad range of credit products, including revolving credit facilities, term loans, acquisition financings, and syndicated transactions. The CO will partner closely with relationship managers, product specialists, and risk partners to deliver comprehensive solutions that support clients' evolving financing needs. The CO maintains primary responsibility for managing the Bank's credit exposure to assigned clients, including loans, treasury, derivatives, and other capital markets products that carry credit exposure. Success in this role requires strong credit acumen, a collaborative mindset, and a commitment to developing industry knowledge and long‑term client relationships within the sports sector. This role reports to the Commercial Credit Manager and is part of a highly collaborative team environment. Periodic travel is expected to support client meetings, industry conferences, league events, and business development activities. Responsibilities: Develop and maintain specialized knowledge of the sports industry, including league structures, revenue streams, ownership dynamics, venue financing, and emerging industry trends. Lead client and prospect engagement related to credit and debt capital solutions, supporting business development and revenue growth. Serve as a trusted advisor to sports industry clients, providing strategic guidance on capital structure, liquidity management, and financing alternatives. Structure and recommend tailored credit solutions aligned with client objectives and the Bank's risk framework. Lead negotiations of loan terms, covenants, and documentation. Own and actively manage portfolio asset quality, including risk identification, monitoring, and mitigation. Collaborate closely with Relationship Managers, Treasury Solutions Officers, Investment Banking partners, and product specialists to deliver integrated solutions across the Bank's platform. Act as a credit approver in partnership with Risk Management, ensuring compliance with credit policies and underwriting standards. Support and mentor junior underwriting and analyst team members while contributing to a strong team-oriented culture. Participate in client visits, industry conferences, league meetings, and other sports-related networking opportunities to strengthen market presence and industry knowledge. Skills and Competencies: Passion for and interest in developing expertise within the sports industry. Credit structuring, financial analysis, and underwriting expertise. Risk assessment and portfolio management. Debt capital markets and syndicated finance experience. Strong client advisory and relationship management capabilities. Proven ability to collaborate effectively across coverage, product, underwriting, and risk teams. Leadership, coaching, and talent development. Strong negotiation, decision‑making, and problem‑solving skills. Excellent written and verbal communication skills. Willingness and ability to travel as needed to support clients and industry initiatives. Required Qualifications 10+ years of experience in commercial banking, including Middle Market, Leveraged Finance, Large Corporate Banking, Sports Finance, or related business lines. Strong technical skills, including financial statement analysis, underwriting, cash flow modeling, and credit structuring. Demonstrated ability to manage complex transactions and client relationships. Interest in building specialized expertise within the sports industry and contributing to a market‑leading sports banking platform. Excellent communication, relationship management, and collaboration skills. Education Bachelor's degree (BA/BS) preferred. Shift: 1st shift (United States of America) Hours Per Week: 40 #J-18808-Ljbffr