Senior Equipment Finance Underwriter
Leading Utilities Organization
Senior Equipment Finance Underwriter
Irving, TX | Minneapolis, MN | Des Moines, IA (Onsite/Hybrid) Contract: ~6 Months
We are seeking a Senior Equipment Finance Underwriter to support commercial lending and leasing activities within a high-performing financial services environment. This role focuses on underwriting moderately complex transactions, performing credit analysis, and supporting portfolio management across a variety of industries.
Key responsibilities include:
- Underwriting and evaluating commercial loan and lease transactions within equipment finance
- Conducting detailed credit analysis and assessing borrower risk
- Reviewing financial statements and supporting documentation for underwriting decisions
- Approving transactions within delegated authority and recommending larger exposures
- Performing ongoing portfolio monitoring and periodic credit reviews
- Maintaining accurate risk ratings and system data
- Partnering with internal stakeholders and external clients to gather required information
- Collaborating with underwriting teams to achieve business and risk objectives
Required qualifications include:
- 4+ years of Equipment Finance Underwriting experience
- Strong experience with commercial credit analysis
- Ability to underwrite and evaluate loan/lease transactions independently
- Strong analytical and decision-making skills
Preferred qualifications include:
- Bachelor's degree in Finance, Accounting, Business, or related field
- Experience underwriting transactions $1MM+
- Exposure to multiple industries (construction, transportation, manufacturing, healthcare, etc.)
- Proficiency in Excel and Microsoft Office tools
Work environment includes:
- Onsite/hybrid depending on location
- Collaborative, fast-paced commercial banking environment
- Exposure to a diverse portfolio across industries
Additional notes include:
- Candidates must be able to work in the U.S. without sponsorship constraints
- Strong attention to detail and risk awareness are critical for success
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