Senior Underwriter

Job Description

Job Description

Now Hiring a Remote Senior Mortgage Underwriter

About the Role

Our client, Enact Mortgage Insurance is looking for experienced Senior Underwriters . In this fully remote contract role , you will be part of a high-performing Underwriting Team responsible for evaluating and underwriting mortgage loan files in accordance with established guidelines.

This role is ideal for a detail-oriented professional who thrives in a fast-paced, production-driven environment and is confident making sound, risk-based underwriting decisions.

Key Responsibilities

• Ability to make sound underwriting decisions adhering to Enact published guidelines/ Investor Guidelines and Portfolio products demonstrating accuracy and thoroughness before rendering a decision.
• Manage and resolve conflicts in a positive and constructive manner to minimize negative impact and distraction.
• Deliver loan decisions in a professional, customer-centric manner.
• Ability to understand, define and proactively use data and resources to make informed risk-based and compliance decisions.
• Ability to balance time and manage multiple priorities.
• Meet or Exceed Productivity Goals
• Maintain accuracy standards within threshold

Essential Job Requirements:

• Recent frontline mortgage loan underwriting experience within the last 6 months
• Must pass Underwriter Skills assessment
• Customer Service Leader with minimum of 5 years of superior underwriting background and stellar customer fulfillment orientation
• Excellent knowledge of FHLMC/FNMA/Enact Mortgage Insurance Underwriting Guidelines
• Utilization of income calculator resources published by both FHLMC/FNMA
• Possess knowledge and understanding of Drive/Fraud reports
• Ability to interpret AI feedback and utilization of recommendations and findings
• Understanding of CU Scores and experience in full collateral review.
• Must possess strong verbal / written communication and organizational skills.
• Strong analytical capabilities.
• Mastery in:
  • Underwriting, Resource and UW Systems Knowledge
  • Underwriting Risk Analysis
  • Virtual Environment
  • Customer Service
  • Customer Focus
  • Organization / Time Management

Pay: $43 - $50 hourly

Physical Requirements:

This position requires the ability to perform the essential functions of the role, which may include reaching with hands and arms, sitting for extended periods, bending, and lifting up to 10 pounds on an occasional basis, with or without reasonable accommodation. Physical demands may vary depending on assignment and client-site requirements.

Noor Group is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other protected characteristic.