Mortgage Loan Officer

Job Description

Job Description

We are seeking a motivated and experienced Mortgage Loan Originator (MLO) to join our team. The ideal candidate will have a strong sales background in mortgage origination, a book of current business, along with the ability to manage an established book of business. This role offers a unique opportunity to work both in the office and in the field, engaging with clients, general sales agents, and new construction agents. If you love real estate and want to work on new construction loans, this may be the position for you.

Key Responsibilities:

• Develop and maintain strong relationships with builders, clients, real estate agents, and referral partners.
• Originate and process mortgage loans while ensuring compliance with industry regulations.
• Self-source new leads while effectively managing an existing book of business.
• Work collaboratively with sales teams, including access to general sales agents and new construction agents.
• Stay up to date on loan products, industry trends, and lending guidelines.
• Provide top-tier customer service, guiding clients through the mortgage process.
• Developing new mortgage origination business, maintaining a current knowledge of applicable laws and regulations, and providing the documentation required within the operations department.
  Duties and Responsibilities include but are not limited to:
  Originates residential mortgage loans through various referral sources. Develops relationships with real estate professionals, builders, and other business referral sources to maintain a quality network and establish a book of business for new mortgage lending opportunities.
  Conducts interviews with prospective borrowers to analyze financial and credit data, determines customer financing objectives, advises customer on product/pricing policies and guidelines, and gathers any additional required information.
  Participates in business related development opportunities, and community efforts to promote homeownership. Develops and executes marketing plan based on monthly and quarterly production standards.
  This position requires you to act as a MLO Mortgage Loan Originator which is defined as an individual who takes loan applications, and /or offers or negotiates the terms of a loan for compensation or gain. All Mortgage Loan Originators ( MLO ) are required to register with the Nationwide Mortgage Licensing System and Registry ( NMLS ), obtain a unique identifier, and annually renew the registration, as defined by the S.A.F.E. Act requirements.
  Maintains a current knowledge of mortgage lending laws and regulations and adheres to all state and federal laws and regulations.
  Cooperates with & participates in, and supports the adherence to all internal policies, procedures & practices in support of risk management and overall safety and soundness.
  Responds to inquiries from customers, management and co-workers within a reasonable time period.
  Represents Open House Lending Corp in a positive professional manner by keeping all members of each deal informed, good or bad, and taking the extra initiative to meet the clients’ need Qualifications Requirements
• Reviews, processes, closes and administers loan proposals.
• Interviews applicants and requests specified information for loan applications.
• Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting a loan.
• Resolve questions regarding application information.
• Approves loan within specified time limits or refers loan to a committee for approval.
• Ensures loan agreements are complete and accurate according to policy.
• Maintains database and monitors performance of loans.
• Analyzes potential loan markets to develop prospects for loans.
• *The company reserves the right to add or change duties at any time.

Qualifications:

• Active Mortgage Loan Originator (MLO) License (Required).
• 3+ years of sales experience in real estate, mortgage, or finance (Preferred).
• Proven ability to self-source leads and drive business growth .
• Strong communication and relationship-building skills.
• Ability to work both independently and collaboratively within a team.
• Willingness to work in the office and in the field to maximize business opportunities.
• Current book of business (from realtors, home improvements, attorneys, builders etc)

What is in It for You?

• Warm leads
• Competitive compensation structure with unlimited earning potential.
• Opportunities for leadership and career advancement as we grow.
• Access to a wide range of loan products and programs.
• A culture that values your input, creativity, and dedication.
• A chance to be part of something bigger – helping clients and communities thrive.

Ready to Join Us?

If you are ready to make an impact, achieve your goals, and work with a team that is as passionate about success as you are, we would love to connect with you. Let’s build the future of homeownership together.

We're a small mortgage company licensed in several states with a focus on new construction. We've been lending for over 20yrs. We are looking for a positive, detail oriented, forward thinker to join the team. The office is new, walking distance to the White Marsh Mall, The Avenue and about a mile from I95.

Company Description

We're a small mortgage company licensed in several states with a focus on new construction. We've been lending for over 20yrs. We are looking for a positive, detail oriented, forward thinker to join the team. The office is new, walking distance to the White Marsh Mall, The Avenue and about a mile from I95.