Mortgage Loan Processor

Job Description

Job description:

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Job title: Mortgage Processor

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Duration: Fulltime

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Location: Boca Raton, FL 33487 (Hybrid)

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Position Overview:

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The Mortgage Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.

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Essential Job Functions:

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• Manage an assigned pipeline of 35-50 plus loans on a daily and weekly basis
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• Process loans from application to closing including but not limited to:
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• Collecting and analyzing documents to submit to Underwriting for final approval
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• Communicating expectations, requirements and program details though established communication standards
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• Maintain daily workflow prioritization to ensure pipeline management meets required closing dates
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• Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met
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• Verify conditions of approval which may include customer income/assets documentation, resolves routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyances
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• Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm
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• Ensure customer service surveys maintain the rating level designated by management
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• Communicate with all parties involved in the transaction to keep them informed of file status
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• Review and analyze all necessary documentation, including borrower docs and third-party docs
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• Interpret policies while analyzing applicant information, property and documentation
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• Calculate borrower income for all employment types
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• Comprehensive understanding of credit underwriting guidelines
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• Must be flexible and able to work in a fast paced, potentially stressful environment
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Requirements:

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• 2+ years of current experience in Financial Services with Loan Processing experience.
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• Knowledge of processing, underwriting and closing procedures
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• Excellent customer service and communication skills
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• Detail oriented and excellent organizational skills
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• Able to prioritize multiple competing tasks and manage time effective in a fast-paced environment
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• Problem-solver with strong analytical skills
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• Adheres to directives, procedures and standards
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• Ability to work in a paperless environment
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• Computer proficiency including Microsoft Office Product Suite
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• Candidates must be available to work outside of normal business hours when necessary
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• Ability to obtain NMLS-MLO Licenses preferred.
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