Senior Equipment Finance Underwriter

Senior Equipment Finance Underwriter

We are seeking an experienced Senior Equipment Finance Underwriter to support commercial lending activities within a leading financial services organization. This role focuses on evaluating and underwriting equipment finance loans and leases, supporting vendor finance operations, and ensuring sound credit decisions.

Key Responsibilities

• Underwrite commercial loan and lease transactions within equipment finance
• Evaluate creditworthiness through financial analysis and risk assessment
• Review moderately complex loan requests requiring in-depth evaluation
• Maintain risk ratings and credit data in internal systems
• Approve transactions within delegated authority and escalate when needed
• Conduct portfolio reviews and monitor existing credits
• Partner with internal teams and external stakeholders to gather required data
• Support business objectives through sound credit decisioning

Required Qualifications

• 4+ years of Equipment Finance Underwriting experience
• Strong background in commercial lending / credit underwriting
• Experience with financial analysis and credit risk evaluation
• Ability to analyze moderately complex transactions

Preferred Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related field
• Experience underwriting large transactions (multi-million exposure)
• Exposure to industries such as:
  • Construction
  • Transportation
  • Manufacturing
  • Healthcare
  • Technology
• Proficiency in Microsoft Office (Excel, Word, PowerPoint)