Lead Risk Management Analyst - Market Risk

Alternate Locations: Radnor, PA (Pennsylvania); Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska) Work Arrangement:Hybrid : Employee will work 3 days a week in a Lincoln officeRelocation assistance: is not available for this opportunity.Requisition #: 76881The Role at a GlanceWe are seeking a Lead Risk Management Analyst to join the Market Risk Governance team within Enterprise Financial Risk, part of the Enterprise Risk Management (ERM) organization in Lincoln’s Chief Risk and Actuarial Office. This team provides independent second-line oversight of Lincoln’s market risk. That includes product-driven exposures in our Variable Annuities (VAs), Registered Index-Linked Annuities (RILAs), Fixed Indexed Annuities (FIAs), Guaranteed Variable Universal Life (GVUL), and Indexed Universal Life (IUL), as well as market risk that comes from General Account investment strategy. Some of these risks are managed through hedge programs, others through reinsurance or other risk transfer, and the mix changes over time. We give leadership an independent read on whether the risk mitigation is working as intended, challenge strategy and methodology, and raise concerns early when results diverge from expectations. The team also leads enterprise scenario governance.You will partner with first-line hedging, actuarial, investments, and other risk teams. The ideal candidate will have strong quantitative skills, hands-on experience with derivatives and financial instruments, and the judgment to turn complex analysis into a clear point of view for senior stakeholders.What you'll be doing•Build out independent market risk reporting such as liability attribution, performance attribution of hedge programs and other risk mitigation, hedge trading activity, and risk profile.•Review proposed changes to risk mitigation strategy (hedging, reinsurance, and other approaches), methodology, and parameters. Help prepare risk opinions that give leadership an independent view before decisions are made.•Analyze market risk across equity, interest rate, and volatility exposures, and provide insights to management on residual and emerging risks, performance metrics, and any deviations from established risk limits.•Help keep the market risk policy, limits, and governance documents current.•Prepare analysis and materials for market risk committees, framed to support decisions.•Work with other ERM teams where market risk meets liquidity, counterparty capacity, capital, and ALM.•Provide thought leadership on whether current risk mitigation approaches still fit as products, markets, and capital rules change. What we’re looking for•Bachelor’s degree in Finance, Mathematics, Actuarial Science, or a related field.•Master’s degree or relevant professional certifications (e.g., CFA, FRM, FSA, CQF) is a plus. •5-7+ years of experience in market risk management, financial analysis, or a related field, preferably within the financial services or investment banking industry. Experience working in a second line market risk oversight role is a plus.•Solid understanding of capital markets, derivatives, and annuity and life insurance products.•Excellent quantitative and analytical skills with the ability to translate complex data into actionable insights.•Strong written and verbal communication skills, with the ability to present complex risk information to senior stakeholders.•High level of attention to detail, with the ability to identify and assess risks accurately and promptly.•Strong programming skills (Python, VBA, SQL, etc.) •Working knowledge of visualization software such as Tableau, PowerBI, etc.•Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint, Outlook). •Familiarity with statutory capital frameworks (e.g., RBC, VM-21) is a plus.•Ability to read, analyze and interpret both internal and external documents such as general media/publications, professional journals, technical procedures, governmental regulations, policies, proposals, and standard operating procedures.•Ability to work collaboratively in cross-functional teams and manage multiple priorities.Application DeadlineApplications for this position will be accepted through January 20th, 2027 subject to earlier closure due to applicant volume. What’s it like to work here?At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future. What’s in it for you:Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributesLeadership development and virtual training opportunitiesPTO/parental leaveCompetitive 401K and employee benefitsFree financial counseling, health coaching and employee assistance programTuition assistance programWork arrangements that work for youEffective productivity/technology tools and trainingThe pay range for this position is $120,375 - $192,600 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.About The CompanyLincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services. With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach. Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Follow us on Facebook, X, LinkedIn, Instagram, and YouTube. For the latest company news, visit our newsroom. Be Aware of Fraudulent Recruiting ActivitiesIf you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at View email address on click.appcast.io if you encounter a recruiter or see a job opportunity that seems suspicious.Additional InformationThis position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling View phone number on click.appcast.io.This Employer Participates in E-Verify. See the E-Verify notices.Este Empleador Participa en E-Verify. Ver el E-Verify avisos.