Remote Preapproval Specialist/Jr Loan Officer - 100% Remote

Pre-Approval Specialist/Jr Loan Officer

Position: Pre-Approval Specialist/Jr Loan Officer

Location: Remote (U.S.-based; company has a camera on policy- you will be required to keep your camera on throughout the work day)

Compensation: $48,000 base salary + $250 per closed loan

Schedule: MondayFriday, 9 AM6 PM CST (1-hour lunch); one Saturday every 1.52 months (half-day off during week)

Benefits: Health Insurance (Cigna), PTO, Paid Holidays, Sick Days, Bereavement Leave

Overview

Our client, a fast-growing mortgage team, is seeking a Pre-Approval Specialist/Jr Loan Officer to work to contact leads, intake loans, and work directly with borrowers, reviewing applications, running AUS, analyzing income, and ensuring every file is clean and ready for processing.

Responsibilities

• Work with borrowers to prequalify
• Act as an Inside Loan officer, calling leads to generate interest.
• Review loan applications and verify data accuracy
• Analyze income, DTI, credit, and loan structure for pre-approval
• Conduct consultation calls with buyers to explain options and eligibility
• Issue pre-qualification and pre-approval letters
• Communicate with borrowers, Realtors, and internal team members
• Maintain organized pipeline management within Monday.com
• Ensure clean handoff to processing with all required documentation

Qualifications

• Minimum 5 years of experience as a Loan Officer Assistant or Loan Officer
• Strong understanding of FHA, VA, Conventional, and Non-QM loan programs
• Skilled in income calculation and AUS guideline review
• Excellent communication and organizational skills
• Tech savvy; experience with LendingPad, Arive, and Monday.com preferred
• Must be comfortable working remotely on video with a collaborative team

Earning Potential: Average specialists close 510 loans/month, earning an additional $1,250$2,500/month in bonuses on top of base pay.

National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All hiring criteria are set by our client and must be followed as outlined.