Mortgage Loan Officer

Job Description Job Description Remote Self-Producing Loan Officer – Hybrid Bank/Broker Model Work from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning Potential We’re hiring experienced, self-motivated Loan Officers to join a 100% remote, hybrid lending platform that empowers you to bank or broker every deal—giving your clients the lowest rates and closing costs in the market for purchase or refinance. You produce. You close. You keep more of your commission while offering borrowers a true rate-and-cost advantage . No office. No micromanagement. Just results. What You’ll Do Originate purchase and refinance loans (FHA, VA, Conventional, Non-QM, Jumbo) Consult with borrowers remotely via phone, Zoom, and email Choose banked (in-house) or brokered (TPO) execution per file for optimal pricing Self-generate your leads Manage your pipeline in a cloud-based LOS Ensure compliance with federal/state regulations and investor guidelines Qualifications (Must-Have) Active NMLS license (Ohio, Pennsylvania, Michigan, Indiana, or Florida) 2+ years as a producing Loan Officer (self-sourced) Proven production : Closed $5M+ in volume in the last 12 months Remote-ready home office : High-speed internet, quiet workspace, dual monitors Tech-savvy : Proficient with LOS, CRM, and video tools Compliance-first mindset : Clean record, no disciplinary actions Self-starter : No hand-holding—W-2 hybrid structure Preferred Skills Multi-state licensing (OH, PA, IN, MI, FL, etc.) Experience with Non-QM, DSCR, bank statement, or ITIN loans Existing referral network (realtors, builders, CPAs) Bilingual (Spanish/English) a plus Compensation & Structure W-2 pay structure Basis Points per file (banked or brokered) No desk fees, no junk fees, no forced add-ons Bi-Weekly pay | Direct to Investor pricing | In-house processing/underwriting Why Join Us? True hybrid model : Bank for speed, broker for pricing— you decide per deal Borrower-first pricing : Win more deals with lower rates/costs No corporate red tape : Close faster, earn more Scale your business : Add LOAs or junior LOAs under your team Ready to stop leaving money on the table?