Mortgage Loan Originator

Mortgage Loan Originator Job Description Template

Our company is looking for a Mortgage Loan Originator to join our team.

Responsibilities:

  • Sales of residential mortgage loans to prospective borrowers;
  • Taking loan applications;
  • Structures Loans to meet borrower needs;
  • Manages Borrower Data Quality;
  • Facilitates and Communicates Loan Status;
  • Building a network of Real Estate professionals, builders, and professional/personal contacts;
  • Performs duties while complying with Federal and State Laws and GBCI/WSB policies;
  • Directs work flow of assigned assistant;
  • Required to be a highly visible, positive representative of WSB internally and in the community;
  • Meeting with members as necessary during various stages of the loan process;
  • Actively participates in WSB continuing education;
  • Other duties as assigned;
  • Contributes to team effort by accomplishing related results as needed, including special projects as assigned.

Requirements:

  • Bachelor’s degree preferred;
  • Minimum of 4 years of job-related experience in the Mortgage industry;
  • Active NMLS;
  • Proven track record of business development;
  • Strong business development skills;
  • NMLS Florida Licensed Mortgage Loan Originator;
  • Effectively discuss underwriting guidelines with underwriters, and influence their decision;
  • Troubleshoot loans solving front and back ratio issues when they arise (no loan denials);
  • Proficient with computers, paperless, digital;
  • Research, find and correctly interpret mortgage guidelines;
  • Comfortable and experienced in sales over-the-phone;
  • Comfortable in a learning (not teaching) environment;
  • Able to deal with rejection.